Fed Reviews Bank Mergers and Acquisitions for Safety and Fairness
Published Date: 1/22/2025
Notice
Summary
Bank companies want to join forces or buy each other, and the Federal Reserve is checking their plans to keep things fair and safe. If you have thoughts, you can share them by February 21, 2025. This affects banks and their owners, and it’s all about making sure these big moves follow the rules without causing trouble.
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Public comment deadline and disclosure
You can send written comments about these bank holding company applications, but they must be received by February 21, 2025. Comments will be made available to the public without change, so do not include confidential or sensitive personal or business information.
Public access to bank merger applications
The public portions of these bank holding company applications are available for immediate inspection at the Federal Reserve Bank(s) indicated and at the Board of Governors' offices, and may be requested via the Board's Freedom of Information Office (https://www.federalreserve.gov/foia/request.htm). You can request expedited access by contacting the appropriate Federal Reserve Bank.
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Key Dates
Related Federal Register Documents
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2026-15777, Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies
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2026-14373, Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send comments by August 17, 2026. This affects banks and their owners, and the process helps keep banking safe and fair.
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