Fed Eyes Bank Mergers: Deals Under Microscope Till March
Published Date: 2/4/2025
Notice
Summary
Some companies want to become bank holding companies or buy other banks, and the Federal Reserve is checking their applications. If you’re interested, you can share your thoughts by March 6, 2025. This process affects banks and their owners, and it helps keep the banking world safe and fair.
Analyzed Economic Effects
4 provisions identified: 3 benefits, 1 costs, 0 mixed.
Public comment window for bank deals
The Federal Reserve is accepting written comments on listed applications to form or acquire bank holding companies. Comments must be received by March 6, 2025, and relate to the standards in the Bank Holding Company Act (12 U.S.C. 1842(c)).
Comments will be publicly disclosed
Comments submitted on these applications are subject to public disclosure and generally will be made available without change. Do not include confidential or identifying business information in your comment because it may be released publicly.
Public access to application records
The public portions of the applications are available for inspection at the Federal Reserve Banks indicated in the notice and at the Board of Governors. You can also request expedited access via the Board's Freedom of Information Office at https://www.federalreserve.gov/foia/request.htm.
Two bank acquisition applications listed
The notice lists two specific applications: (1) Independent Bank Corp., Rockland, Massachusetts, to acquire Enterprise Bancorp, Inc. and thereby indirectly acquire Enterprise Bank and Trust Company of Lowell, Massachusetts; and (2) Community Bank Holdings of Texas, Inc., Corsicana, Texas, to acquire CapTex Bancshares, Inc. and thereby indirectly acquire CapTex Bank of Fort Worth, Texas. These specific transactions are open for comment by March 6, 2025.
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