Fed Reviews Notices of Bank Share Acquisitions and Control Changes
Published Date: 5/12/2026
Notice
Summary
If someone wants to buy a big chunk of a bank or a company that owns a bank, they have to tell the Federal Reserve first. People can check out these plans and share their thoughts by May 27, 2026. This keeps bank ownership clear and fair, making sure no surprises pop up with money or control changes.
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
Public Access to Bank Change Filings
The public portions of applications to acquire large shares of a bank or bank holding company are available for immediate inspection at the Federal Reserve Bank(s) listed and at the Board of Governors' offices. You can also request the information on an expedited basis from the appropriate Federal Reserve Bank or via the Board's Freedom of Information Office at https://www.federalreserve.gov/foia/request.htm.
Public Comments Are Publicly Disclosed
Interested persons may submit written comments on the change-in-control applications, but comments must be received by May 27, 2026 at the Reserve Bank indicated or at the Board of Governors (Benjamin W. McDonough, Secretary of the Board, 20th Street and Constitution Avenue, NW, Washington, DC 20551-0001). Comments received will generally be made available to the public without change and will not be modified to remove personal or business information, so do not include confidential information you do not want disclosed.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.
2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-20243, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve first. They review these requests carefully and let the public see the details and share their thoughts by October 19, 2026. This keeps bank ownership clear and fair, so everyone knows who’s in charge and when changes happen.
2026-20247, Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL
Big banks and financial institutions will see clearer and more open stress tests starting November 2, 2026. The Federal Reserve is updating how it checks banks’ financial health during tough times and sharing more info with the public. These changes aim to keep banks safer and more accountable without adding extra costs right now.
Previous / Next Documents
Previous: 2026-09388, Qualification of Drivers; Exemption Applications; Hearing
The FMCSA is considering requests from 11 people who are hard of hearing or deaf to be allowed to drive big trucks across state lines without meeting the usual hearing rules. If approved, these drivers can work interstate, opening new job chances without extra costs or delays. You’ve got until June 11, 2026, to share your thoughts on this important change!
Next: 2026-09390, Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Bank companies want to grow by forming new groups, buying other banks, or merging with them. If you’re involved with these banks or just curious, you can share your thoughts by June 11, 2026. These moves could change who controls local banks and might affect money and services in your community.