FHFA Orders Housing Firms to Submit Stress Test Data
Published Date: 3/10/2025
Rule
Summary
The Federal Housing Finance Agency (FHFA) is asking certain financial companies to report their stress test results as of December 31, 2024. These tests check how well companies can handle tough money situations, following updated rules from recent laws. Companies need to follow new instructions and submit their reports on time to stay in good standing and avoid penalties.
No Economic Impacts Identified for this Document
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-14036, Suspended Counterparty Program
The Federal Housing Finance Agency (FHFA) wants to update its Suspended Counterparty Program by removing the phrase “reputational harm” to focus only on real, measurable risks. This change affects companies that do business with FHFA and aims to make supervision clearer and more straightforward. Comments on this proposal are open until August 12, 2026, so speak up if you have thoughts!
2026-17307, Interagency Rescission of the Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B
FDIC, NCUA, OCC, CFPB, HUD, DOJ, and FHFA (collectively, the agencies) are issuing this notice to inform the public of the rescission of the "Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B" (Interagency Statement), dated February 22, 2022. The agencies are rescinding the Interagency Statement to make clear that (1) creditors may not discriminate against borrowers based on prohibited characteristics and (2) creditors should not rely upon the Interagency Statement or other related issuances going forward.
2026-12750, Enterprise Duty To Serve Underserved Markets
The Federal Housing Finance Agency wants to update rules so Fannie Mae and Freddie Mac can better help families with low to moderate incomes, especially in manufactured, affordable, and rural housing. The new plan aims to make it easier for these companies to innovate and serve these communities without lots of red tape. People can send their thoughts on this proposal by July 24, 2026.
2026-05160, Amendment Reinstating “Grandfather” Exceptions to Restrictions on Private Transfer Fee Covenants
The Federal Housing Finance Agency just brought back special 'grandfather' rules that let Fannie Mae, Freddie Mac, and Federal Home Loan Banks deal with certain private transfer fees on homes—rules that were accidentally removed in 2024. These exceptions apply retroactively all the way back to July 16, 2012, so no one misses out. If you’re involved in mortgages or home sales, this means smoother transactions and clearer rules starting March 17, 2026.
2026-04207, Proposed Collection; Comment Request
The Federal Housing Finance Agency wants to keep collecting info for its Affordable Housing Program for three more years, but they need your thoughts first! If you’re involved in affordable housing or just curious, now’s the time to speak up before April 3, 2026. This helps keep paperwork simple and the program running smoothly without extra costs or delays.
2026-14035, Federal Home Loan Bank New Business Activities
The Federal Housing Finance Agency wants to scrap the rules about new business activities for Federal Home Loan Banks. This change affects those banks and anyone watching their business moves, with a chance to share thoughts by August 12, 2026. No direct money changes yet, but it could open doors for fresh business ideas down the road!
Previous / Next Documents
Previous: 2025-03656, Amendment of Class E Airspace; Edenton, NC
We're updating the airspace rules around ECU Health Chowan Hospital Heliport in Edenton, NC, to keep flights safe and smooth. Plus, we fixed the name and location details for Northeastern Regional Airport. These changes help pilots fly better and won’t cost anyone extra or change when they take effect.
Next: 2025-03790, FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo
The FDIC updated rules about how banks show their FDIC insurance status on signs and ads. Banks must follow these new rules, but deadlines to fully comply have been pushed back to May 1, 2025, and for digital signs on ATMs and websites, to March 1, 2026. These changes help keep customers clear about which banks are insured and protect the FDIC’s name and logo from misuse.