FEMA Locks in New Flood Risk Boundaries
Published Date: 4/4/2025
Notice
Summary
The government has updated flood risk maps for certain communities, changing flood levels and boundaries to keep everyone safer. If you live or own property in these areas, these changes could affect your flood insurance and building rules. These updates are final, so it’s time to check how they might impact your money and plans.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
Final flood map updates for communities
FEMA made final flood hazard determinations that change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on Flood Insurance Rate Maps (FIRMs) and supporting Flood Insurance Study (FIS) reports for listed communities. If you live or own property in those listed communities, these final map changes could affect your flood insurance and building rules.
Community NFIP participation requirement
The updated FIRM and FIS reports are the basis for floodplain management measures that a community must adopt or show evidence of adopting in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Communities listed will need to adopt or demonstrate these measures to maintain NFIP participation.
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Key Dates
Department and Agencies
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The government has updated flood risk maps for certain communities, changing flood levels and boundaries to keep everyone safer. If you live or own property in these areas, these changes could affect your flood insurance and building rules. These updates are final and communities need to act soon to stay in the flood insurance program and avoid extra costs.