FEMA Raises Disaster Cash by $27 After Inflation
Published Date: 11/6/2026
Notice
Summary
Starting October 1, 2026, FEMA is boosting the Serious Needs Assistance award to $820 for people affected by emergencies or major disasters. This change helps cover more costs because prices went up by 3.4% last year. If you’re impacted by a disaster declared after that date, you’ll get a bit more financial help from FEMA.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Serious Needs Assistance raised to $820
If you are an individual or household affected by an emergency or major disaster declared on or after October 1, 2026, FEMA will award Serious Needs Assistance (SNA) of $820 for a single event. FEMA set this amount based on a 3.4% increase in the Consumer Price Index for Urban Consumers for the 12 months ending August 2026.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-22697, Notice of Adjustment of Minimum Project Worksheet Amount
Starting October 1, 2026, FEMA is raising the minimum amount for disaster recovery projects to $4,300. This change affects anyone applying for help after major disasters or emergencies declared on or after that date. The increase matches rising costs and helps ensure funds keep up with inflation.
2026-22696, Notice of Adjustment of Disaster Grant Amounts
Starting October 1, 2026, FEMA is raising the cutoff for Small Project disaster grants to $1,130,900. This means state, tribal, local governments, and nonprofits can get more money for smaller disaster repairs thanks to a 3.4% cost increase. If you’re dealing with a disaster declared after that date, this new threshold kicks in to help you recover faster and better!
2026-22693, Notice of Maximum Amount of Assistance Under the Individuals and Households Program
Starting October 1, 2026, FEMA is raising the maximum help you can get after a disaster to $46,400 for housing and $46,400 for other needs. This boost helps folks affected by emergencies or major disasters declared on or after that date, reflecting a 3.4% rise in living costs. So, if disaster strikes, you can count on a bit more financial support to get back on your feet!
2026-22694, Notice of Adjustment of Statewide Per Capita Impact Indicator
Starting October 1, 2026, FEMA is raising the statewide per person disaster impact amount to $2.01 to keep up with rising costs. This change affects disaster aid calculations for states after that date, helping communities get fairer funding when disasters strike. The increase reflects a 3.4% rise in living costs over the past year.
2026-22371, Notices of Emergency and Major Disaster Declarations and Related Amendments
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2026-21941, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Application for Participation in the National Flood Insurance Program
FEMA is asking for public feedback on extending the form communities use to join or stay in the National Flood Insurance Program. If your town is in a flood-prone area, this affects you because it helps protect property owners with flood insurance. Comments are open until November 27, 2026, so don’t miss your chance to weigh in!
Previous / Next Documents
Previous: 2026-22691, Notice of Adjustment of Countywide Per Capita Impact Indicator
Starting October 1, 2026, FEMA is raising the countywide per person impact indicator to $5.03 for disaster aid calculations. This change affects counties hit by major disasters and reflects a 3.4% rise in living costs. It means disaster help amounts will better match current prices, helping communities recover faster and fairer.
Next: 2026-22693, Notice of Maximum Amount of Assistance Under the Individuals and Households Program
Starting October 1, 2026, FEMA is raising the maximum help you can get after a disaster to $46,400 for housing and $46,400 for other needs. This boost helps folks affected by emergencies or major disasters declared on or after that date, reflecting a 3.4% rise in living costs. So, if disaster strikes, you can count on a bit more financial support to get back on your feet!