FEMA Locks in New Flood Zones for Community Insurance Rates
Published Date: 4/17/2025
Notice
Summary
FEMA just updated flood risk maps for several communities, changing flood zones and water levels. If you live or own property in these areas, your flood insurance and building rules might change soon. These updates are final, so check your local map and get ready to follow new safety rules to keep your insurance valid.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
FEMA finalizes new flood risk maps
FEMA finalized new or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways for the communities listed in the notice. These Letter of Map Revisions (LOMRs) revise the Flood Insurance Rate Maps (FIRMs) and, in some cases, Flood Insurance Study (FIS) reports, and the current effective community number must be used for all new insurance policies and renewals. If your property is in one of the listed communities, review the final map information online at the FEMA Map Service Center or at your Community Map Repository.
Communities must adopt NFIP floodplain measures
The new or modified flood hazard information is the basis for the floodplain management measures that a community is required to adopt or prove are already in effect to remain qualified for participation in the National Flood Insurance Program (NFIP). These standards are the minimum required under the NFIP; a community may keep or enact stricter local rules at any time.
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Key Dates
Department and Agencies
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