FEMA Revises Flood Risks in Select Communities
Published Date: 5/12/2025
Notice
Summary
Some communities have new flood risk updates based on better science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps before buying or renewing policies. These updates help keep everyone safer and make sure insurance costs match the real risk.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Official Flood Maps Updated
Certain communities have updated flood risk data on their Flood Insurance Rate Maps (FIRMs). The updates change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries, zone designations, or the regulatory floodway, and these map changes can change your flood insurance rules if you live or own property in those communities.
Use Updated Community Number For Policies
FEMA has revised maps through Letters of Map Revision (LOMR) and says the current effective community number shown in the notice's table must be used for all new flood insurance policies and renewals. If you are buying or renewing a policy for property in those communities, insurers will use the updated community number when issuing or renewing coverage.
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Key Dates
Department and Agencies
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FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones or water levels. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting these maps right helps keep everyone safer and insurance fair.