Flood Loans Wade Through Paperwork Renewal Process
Published Date: 5/22/2025
Notice
Summary
The OCC is renewing its paperwork rules for loans in flood-prone areas and wants your feedback to keep things clear and simple. If you’re a lender or borrower dealing with these loans, this affects you—help shape the process before the deadline. No big money changes, just a smooth update to keep info flowing right and reduce hassle.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-08143 — Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
The Treasury’s Office of the Comptroller of the Currency wants to simplify some banking rules by removing outdated or confusing parts. This affects banks, especially federal savings associations and those dealing with certain loan investments. They’re asking for public feedback by May 27, 2026, aiming to cut red tape and make compliance easier without changing costs.
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-12692 — Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism and Sanctions Compliance Risk Management
The government is setting new rules for companies that issue payment stablecoins to stop money laundering, terrorism funding, and illegal sanctions evasion. These rules affect stablecoin issuers under the OCC’s watch and require them to follow strict safety checks starting soon. Comments on these rules are open until July 24, 2026, so businesses should get ready to comply and share their thoughts!
2026-12364 — OCC Policy Statement on Minority Depository Institutions
The OCC just updated its rules for Minority Depository Institutions (MDIs), which are banks owned by socially and economically disadvantaged people. This update makes the rules clearer, matches the law better, and removes outdated info, so the policy stays useful for years. Current MDIs keep their status, and the changes took effect on June 16, 2026, with no new costs involved.
2026-11876 — Agency Information Collection Activities: Information Collection Renewal; Comment Request; Supervisory Guidance: Supervisory Review Process of Capital Adequacy (Pillar 2) Related to the Implementation of the Basel II Advanced Capital Framework
The Office of the Comptroller of the Currency (OCC) is asking for feedback to renew a paperwork process that helps banks check if they have enough money saved up, based on a global banking rule called Basel II. This renewal keeps things running smoothly without adding extra hassle. Banks and financial institutions should send their comments by August 11, 2026, to help shape the process and avoid surprises.
2026-11855 — Agency Information Collection Activities: Information Collection Revision; Comment Request; Licensing Manual
The Office of the Comptroller of the Currency (OCC) is updating its Licensing Manual and wants your feedback by August 11, 2026. This update aims to make paperwork easier and clearer for banks and financial institutions. No big costs are expected, but your comments will help shape the final rules and keep things running smoothly.
Previous / Next Documents
Previous: 2025-09157 — Hexamine From China, Germany, India, and Saudi Arabia; Scheduling of the Final Phase of Countervailing Duty and Antidumping Duty Investigations
The U.S. is taking a close look at hexamine imports from China, Germany, India, and Saudi Arabia to see if they're hurting American businesses. Officials are checking if these imports are unfairly cheap or getting government help, which could lead to extra taxes. This final review means changes might come soon, affecting prices and trade rules.
Next: 2025-09159 — Magnuson-Stevens Act Provisions; General Provisions for Domestic Fisheries; Application for Exempted Fishing Permits
The government is reviewing a special fishing permit request that would let some fishing boats try new fishing methods outside the usual rules. This is for research to help improve fishing practices and protect fish populations. Fishermen and the public can comment before a final decision is made, so keep an eye out for deadlines and updates!