Railroad Retirees Go Digital for Address Changes
Published Date: 6/6/2025
Notice
Summary
The Railroad Retirement Board wants to make it easier for railroad retirees and claimants to update their mailing addresses and direct deposit info online through a secure website. They’re asking for your thoughts on this new online system, which aims to save time and reduce paperwork. No big costs or deadlines yet, but your feedback will help shape a smoother, faster way to manage benefits.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Update Mailing Address Online
If you are a railroad annuitant, beneficiary, or claimant, you can use Form COA-1 (Change of Address - internet) on the myRRB Citizen-Centric Online Self-Services (CCOSS) portal to update your mailing address after completing the Login.gov identity verification process. The Railroad Retirement Board will use the information to verify the name and address of each person entitled to receive a benefit payment.
Allow Multiple Annual Address Changes
Railroad retirees who have multiple residences and live temporarily at each for part of the year can request two or more address changes annually through the CCOSS system. This explicitly permits more than one address update per year for such retirees.
Change Direct Deposit Online
If you are a railroad annuitant, beneficiary, or claimant, you can use Form DDC-1 (Direct Deposit Change - internet) on the myRRB CCOSS portal, after completing Login.gov identity verification, to update your direct deposit information. The Railroad Retirement Board will provide the updated information to the U.S. Department of the Treasury to process electronic fund transfers to your financial institution account.
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Key Dates
Related Federal Register Documents
2026-16251, Jurisdiction Determinations
The Railroad Retirement Board amends its regulations to reflect statutory amendments granting jurisdiction to the Board to pay benefits under the Railroad Retirement Act and under Title II of the Social Security Act to railroad employees and auxiliary beneficiaries who have less than ten years of railroad service, but at least five years after 1995. The amendment also adds divorced spouses to the list of auxiliary beneficiaries to whom the Board will pay benefits in accordance with controlling law. The existing regulation is no longer consistent with the statutory criteria in the Railroad Retirement Act for jurisdictional determinations and is therefore facially unlawful.
2026-16250, Determining Disability
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2026-14437, Proposed Collection; Comment Request
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2026-10206, Civil Monetary Penalty Inflation Adjustment
The Railroad Retirement Board announced that civil monetary penalties won’t go up in 2026 because the government couldn’t get the inflation data needed to adjust them. This means penalties will stay the same as in 2025, affecting anyone who might face fines under these rules. So, no surprise hikes next year—penalties hold steady, keeping things predictable!
2026-10078, Annuity Beginning and Ending Dates
If you’re a railroad worker with 30 years of service turning 60, good news! Starting June 22, 2026, you can begin your annuity without having to take a reduced monthly benefit like before. This change means more money in your pocket sooner, and it fixes old rules that didn’t match the law.
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