Fed Eyes Family Bank Buyouts for Safety
Published Date: 6/9/2025
Notice
Summary
Families and groups wanting to buy or keep big chunks of banks must tell the Federal Reserve and wait for approval. The public can check these plans and share their thoughts by June 24, 2025. This keeps bank ownership clear and fair, making sure no surprises pop up with who controls the money.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
Must File Change-in-Control Notice
If you or a family/group want to acquire or retain voting shares of a bank or bank holding company, you apply to the Federal Reserve under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Regulation Y Sec. 225.41. The Board will consider the factors listed in paragraph 7 of the Act when deciding on the application.
Public Access and Comment Rights
You can inspect the public portions of these bank-control applications at the Federal Reserve Bank listed (for example, Federal Reserve Bank of Atlanta, 1000 Peachtree Street NE, Atlanta, Georgia 30309) and at the Board of Governors. You may also request records via the Board's FOIA link (https://www.federalreserve.gov/foia/request.htm) and you can submit written comments on the applications by June 24, 2025.
Comments Will Be Publicly Disclosed
If you send comments about these applications, those comments are generally made public without change and may include personal or business contact or identifying information. Do not include confidential or sensitive information in your submission because comments are subject to public disclosure.
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Key Dates
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