Fed Reviews Texas Bank Control Acquisitions
Published Date: 7/1/2026
Notice
Summary
Some families and trusts want to buy shares in banks in Texas, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until July 16, 2026, to speak up. This process helps keep bank ownership clear and protects everyone’s money.
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Public comment on Texas bank takeovers
You can submit written comments about several proposed changes in control of Texas banks; comments must be received by July 16, 2026. The public portions of the applications are available for inspection at the Federal Reserve Bank of Dallas (2200 North Pearl Street, Dallas, TX 75201-2272) and at the Board of Governors (Benjamin W. McDonough, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551-0001). Comments will be publicly disclosed without change, so do not include confidential information.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.
2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-20243, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve first. They review these requests carefully and let the public see the details and share their thoughts by October 19, 2026. This keeps bank ownership clear and fair, so everyone knows who’s in charge and when changes happen.
2026-20247, Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL
Big banks and financial institutions will see clearer and more open stress tests starting November 2, 2026. The Federal Reserve is updating how it checks banks’ financial health during tough times and sharing more info with the public. These changes aim to keep banks safer and more accountable without adding extra costs right now.
Previous / Next Documents
Previous: 2026-13285, Notice of Request for Revision to and Extension of Approval of an Information Collection; Virus-Serum-Toxin Act and Regulations
The USDA’s Animal and Plant Health Inspection Service (APHIS) wants to update and keep collecting info related to the Virus-Serum-Toxin Act, which helps keep animal medicines safe. This affects companies making or shipping vaccines and similar products. They’re asking for public comments by August 31, 2026, and there’s no new cost announced—just a smooth continuation with some tweaks.
Next: 2026-13288, Notice of Proposed Purchased/Referred Care Delivery Area Redesignation for Ysleta Del Sur Pueblo
The Indian Health Service wants to expand the Ysleta Del Sur Pueblo’s care area to include Dona Ana County, New Mexico, fixing a past mistake that left out Hudspeth County, Texas. This change means more Tribal members can get special health services called Purchased/Referred Care. If you want to share your thoughts, make sure to comment by July 31, 2026!