Fed Reviews Bank Share Buys: Comments Due by July
Published Date: 6/25/2025
Notice
Summary
If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for their okay. People can check these applications and share their thoughts by July 10, 2025. This keeps bank ownership clear and fair, making sure big money moves get a thumbs-up from the experts.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Must Notify Fed Before Buying Bank Control
If you plan to buy or gain control of shares in a bank or bank holding company, you must apply under the Change in Bank Control Act and Regulation Y and seek the Federal Reserve's approval before completing the deal. The Board considers the factors listed in paragraph 7 of the Act when reviewing such applications.
Public Inspection and Comment Period
The public portions of change-in-control applications are available for inspection at the specified Federal Reserve Bank(s) and at the Board's offices, and interested persons may submit written comments. Comments are subject to public disclosure and must be received by the Reserve Bank indicated or the Board of Governors by July 10, 2025.
Specific Application: Mollie Morrow in Nebraska
Mollie Morrow of Albion, Nebraska, filed to become a member of the Sullivan/Morrow Family Control Group to retain voting shares of Cedar Rapids State Company and indirectly retain voting shares of Cedar Rapids State Bank (Cedar Rapids, Nebraska). The public may inspect the application at the Federal Reserve Bank of Kansas City and submit comments by July 10, 2025 (comments may also be sent electronically to [email protected]).
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Key Dates
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