FEMA Drops Latest Flood Hazard Determinations
Published Date: 7/9/2025
Notice
Summary
Some communities have new flood risk updates based on better science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules and costs might change soon. These updates kick in with new policies and renewals, so keep an eye on your community’s flood map number to stay ahead!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Flood Map Changes Affect Insurance
Some communities have updated flood risk data (base flood elevations, flood depths, SFHA boundaries, zone designations, or regulatory floodways) that are now shown on revised Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports. If you live in or own property in those communities, your flood insurance rules and costs might change as a result of these map changes.
Revised Maps Apply to New Policies
FEMA issued Letters of Map Revision (LOMR) and revised FIRMs/FIS portions for the listed communities, and the current effective community number shown in the notice must be used for all new flood insurance policies and renewals. If you are buying or renewing flood insurance for properties in those communities, use the updated community number when obtaining coverage.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-20497, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Elevation Certificate/Floodproofing Certificate.
FEMA is asking for public feedback on extending the use of Elevation and Floodproofing Certificates, which help communities manage flood risks and keep buildings safe. This affects homeowners, builders, and local officials who deal with flood insurance and construction rules. Comments are open until November 6, 2026, and there’s no new cost—just a chance to keep these important forms working smoothly.
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Previous / Next Documents
Previous: 2025-12733, Changes in Flood Hazard Determinations
Some communities have new flood risk updates based on better science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps and community numbers. These updates help keep everyone safer and make sure insurance costs match the real risk.
Next: 2025-12735, Proposed Flood Hazard Determinations
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property there, it’s important to pay attention. You’ve got a chance to comment before the changes become official, so don’t miss out!