Review FEMA's New Flood Maps or Risk Higher Insurance Costs Soon
Published Date: 7/9/2025
Notice
Summary
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones or water levels. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting these changes right helps keep everyone safer and insurance programs running smoothly.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Proposed flood map changes
FEMA is proposing changes to flood maps that could add or modify Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zones, and regulatory floodways on Flood Insurance Rate Maps (FIRMs) and supporting Flood Insurance Study (FIS) reports. If you live in the listed communities, those map changes could change flood insurance rules and costs and could move properties into or out of high‑risk flood zones.
Community NFIP qualification requirement
Communities listed in FEMA’s notice must adopt, or show evidence that they have in effect, floodplain management measures based on the preliminary FIRM and FIS report in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Whether a community adopts those measures determines whether residents in that community can participate in the NFIP.
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2025-12737, Proposed Flood Hazard Determinations
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property there, it’s important to pay attention. You’ve got a limited time to share your comments before the changes become official.
Next: 2025-12739, Proposed Flood Hazard Determinations
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property in these areas, now’s the time to speak up. Act fast—your feedback helps shape safer neighborhoods and insurance options!