FEMA Finalizes Flood Risks: Time to Buy Higher Furniture?
Published Date: 8/6/2026
Notice
Summary
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
Analyzed Economic Effects
3 provisions identified: 1 benefits, 0 costs, 2 mixed.
Final flood maps for listed communities
FEMA made final flood hazard determinations that may change Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, or regulatory floodways for the communities listed. The affected communities include areas in Clearwater County, Idaho (including the cities of Elk River, Orofino, Pierce, Weippe and Nez Perce Tribe lands), Nez Perce County, Idaho (including Culdesac, Lapwai, Lewiston, Peck and Nez Perce Tribe lands), and Franklin County, Pennsylvania (Southampton Township). These new map changes take effect October 29, 2026.
Community NFIP compliance requirement
The Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) reports are the basis for floodplain management measures that each listed community is required to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in FEMA's National Flood Insurance Program (NFIP). Communities with the final determinations must take those steps to maintain NFIP participation.
Owners and lessees urged to review maps
Owners and lessees of real property in the listed communities are encouraged to review the new or revised FIRM and FIS reports at the local community map repository or online through FEMA's Map Service Center. The new or revised maps will be available by October 29, 2026.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-19036, Agency Information Collection Activities: Proposed Collection; Comment Request; Hazard Mitigation Grant Program (HMGP) Application Reporting
FEMA is asking for public feedback on keeping the Hazard Mitigation Grant Program’s application process the same, without any changes. This program helps communities get money to reduce damage from future disasters. If you want to share your thoughts, make sure to comment by November 16, 2026!
2026-19009, Agency Information Collection Activities: Submission for OMB Review, Comment Request; National Fire Department Registry
FEMA is asking for public feedback on extending the National Fire Department Registry form, which collects important info about fire departments across the U.S. This helps keep track of fire stations, firefighters, and the communities they protect. Comments are due by October 16, 2026, and this extension keeps the data flowing without extra costs or delays.
2026-18404, Changes in Flood Hazard Determinations
This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.
2026-18405, Changes in Flood Hazard Determinations
This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.
2026-18409, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
2026-18403, Changes in Flood Hazard Determinations
New or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways (hereinafter referred to as flood hazard determinations) as shown on the indicated Letter of Map Revision (LOMR) for each of the communities listed in the table below are finalized. Each LOMR revises the Flood Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance Study (FIS) reports, currently in effect for the listed communities.
Previous / Next Documents
Previous: 2026-15940, Privacy Act of 1974; Re-Established Matching Program
In accordance with the Privacy Act of 1974, as amended, and Office of Management and Budget (OMB) Circular A-108, the U.S. Office of Personnel Management (OPM) is providing notice of the re- establishment of a matching program between OPM and the Social Security Administration (SSA) under Computer Matching Agreement (CMA) No. 1071. The purpose of this matching program is to enable SSA to disclose Title II Social Security benefit information to OPM for use in determining eligibility for, and computing, Federal Employees Retirement System (FERS) benefits payable to disability annuitants and survivor annuitants as required by law.
Next: 2026-15942, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).