Act Now on FEMA's Flood Updates to Keep Insurance Affordable
Published Date: 7/9/2025
Notice
Summary
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones or water levels. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting these changes right helps keep communities safe and insurance programs running smoothly.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Flood map changes may alter insurance
FEMA has proposed changes to flood maps that may add or modify Base Flood Elevations (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways. If these maps change for your community, the rules and costs for flood insurance in the affected areas could change.
Communities must adopt measures to stay in NFIP
The preliminary Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) report are the basis of floodplain management measures that a community is required to adopt or show evidence of having in effect. A community must adopt those measures to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2025-12741, Proposed Flood Hazard Determinations
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property there, it’s important to pay attention. You’ve got a chance to comment before the changes become official, so don’t miss out!
Next: 2025-12743, Proposed Flood Hazard Determinations
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or work in these areas, now’s the time to speak up. Comments are open for a limited time, so don’t miss your chance to help shape safer, smarter flood protections!