More Flood Zone Tweaks: Groundhog Day in FEMA Land
Published Date: 7/9/2025
Notice
Summary
The government has updated flood risk maps for certain communities, changing flood levels and boundaries to keep everyone safer. If you live or own property in these areas, these changes could affect your flood insurance and building rules. These updates are final, so it’s time to check your flood risk and plan ahead to avoid surprises and extra costs.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Finalized Flood Map Updates
FEMA finalized updates to flood maps for specific communities that change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and regulatory floodways on Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports. If you live or own property in those listed communities, these changes could change your flood-risk designation and may affect your flood insurance and building rules.
Local NFIP Qualification Requirement
The Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports are the basis for local floodplain management measures that a community must adopt or show evidence of having in effect to qualify or remain qualified for the National Flood Insurance Program (NFIP). That means listed communities will need to adopt or demonstrate floodplain management actions, which can change local building rules and the community's eligibility for federal flood insurance.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-11674 — Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-11676 — Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities based on new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You have 90 days after local notice to ask for a review before the updates become final.
2026-11667 — Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities based on new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance needs or costs might change soon. You’ve got 90 days after local notices to ask for a review before the updates become final.
2026-11671 — Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities based on new science, changing flood zones and water levels. If you live or own property in these areas, your flood insurance rules might change, possibly affecting costs. You’ve got 90 days after local notice to ask for a review before changes become final, so stay alert and check the updated maps online!
2026-11669 — Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities using new science, which could change flood zones and insurance rules. If you live or own property in these areas, your flood insurance costs or requirements might change soon. You’ve got 90 days after local notices to ask for a review, so keep an eye out and act fast!
2026-11679 — Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and insurance rules. If you live or own property in these areas, these changes might affect your flood insurance costs and building rules. You have until September 9, 2026, to review and comment on the proposed updates before they become official.
Previous / Next Documents
Previous: 2025-12746 — Final Flood Hazard Determinations
New flood hazard rules are now final for certain communities, changing flood risk maps and rules that affect homes and businesses near flood zones. These updates might change insurance costs and building rules, so folks in these areas should pay attention. The changes help keep communities safe and eligible for federal flood insurance programs starting right away.
Next: 2025-12748 — Agency Information Collection Activities; Education Reservation Request Form
The National Park Service wants to keep using their Education Reservation Request Form to help schools and groups book fun learning trips. This update affects teachers and group leaders who plan visits, making the process smoother without extra costs or delays. They’re asking for feedback soon, so everyone can keep enjoying easy reservations for awesome park adventures!