FEMA Refreshes Flood Risk Info for Areas
Published Date: 7/18/2025
Notice
Summary
Some communities have new flood risk updates based on better science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps and community numbers. These updates help keep everyone safer and make sure insurance costs match the real risk.
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Flood Map Changes Affect Insurance
If you live in or own property in any community listed in this notice, FEMA updated the Flood Insurance Rate Maps (FIRMs) and, where applicable, Flood Insurance Study (FIS) reports. The updates change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries, zone designations, or the regulatory floodway via Letters of Map Revision (LOMR), and the current effective community number shown must be used for all new flood insurance policies and renewals.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-20497, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Elevation Certificate/Floodproofing Certificate.
FEMA is asking for public feedback on extending the use of Elevation and Floodproofing Certificates, which help communities manage flood risks and keep buildings safe. This affects homeowners, builders, and local officials who deal with flood insurance and construction rules. Comments are open until November 6, 2026, and there’s no new cost—just a chance to keep these important forms working smoothly.
2026-20458, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Hazard Mitigation Grant Programs
FEMA is updating the forms used for several Hazard Mitigation Grant Programs that help communities prepare for disasters. This affects anyone applying for grants like flood or dam safety projects. They want your feedback by November 5, 2026, to keep things running smoothly and make sure the paperwork isn’t too tricky.
2026-19855, Notice of Adjustment of Statewide per Capita Impact Indicator
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2026-19859, Notice of Adjustment of Minimum Project Worksheet Amount
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2026-19898, Notice of Adjustment of Disaster Grant Amounts
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2026-19856, Notice of Award Amount Adjustment for Serious Needs Assistance
Starting October 1, 2025, FEMA is raising the Serious Needs Assistance award to $790 for people affected by emergencies or major disasters. This change helps cover more costs due to rising prices and applies to disasters declared on or after that date. If you qualify, expect a bit more help when disaster strikes!
Previous / Next Documents
Previous: 2025-13542, Changes in Flood Hazard Determinations
Some communities are getting updated flood maps that show new flood risk areas and water levels. These changes affect homeowners, businesses, and local officials by changing flood insurance rules and possibly costs. The updates are official now, so folks should check their new flood zones and plan ahead to stay safe and save money.
Next: 2025-13544, Proposed Flood Hazard Determinations
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones or water levels. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting these maps right helps keep everyone safer and insurance programs running smoothly.