Shape Your Community's Flood Rules Today
Published Date: 7/18/2025
Notice
Summary
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or work in these areas, now’s the time to speak up. Act fast—your feedback helps shape safer neighborhoods and insurance options!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Flood Map Changes May Affect Insurance
You might see your property's flood zone, base flood elevation (BFE), base flood depth, or regulatory floodway changed on the Flood Insurance Rate Map (FIRM). Those map changes could affect flood insurance rules and costs for people who live or work in the affected communities.
Communities Must Adopt Flood Rules
If your community is affected, it must adopt or show evidence of floodplain management measures based on the FIRM and Flood Insurance Study (FIS) to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Whether your community meets these requirements affects the community's NFIP participation and thus how flood insurance and floodplain rules apply locally.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-20497, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Elevation Certificate/Floodproofing Certificate.
FEMA is asking for public feedback on extending the use of Elevation and Floodproofing Certificates, which help communities manage flood risks and keep buildings safe. This affects homeowners, builders, and local officials who deal with flood insurance and construction rules. Comments are open until November 6, 2026, and there’s no new cost—just a chance to keep these important forms working smoothly.
2026-20458, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Hazard Mitigation Grant Programs
FEMA is updating the forms used for several Hazard Mitigation Grant Programs that help communities prepare for disasters. This affects anyone applying for grants like flood or dam safety projects. They want your feedback by November 5, 2026, to keep things running smoothly and make sure the paperwork isn’t too tricky.
2026-19855, Notice of Adjustment of Statewide per Capita Impact Indicator
FEMA just raised the statewide per person impact amount to $1.94 for disasters starting on or after October 1, 2025. This change helps make sure disaster aid keeps up with rising costs, thanks to a 2.9% bump in the Consumer Price Index. If you’re involved in disaster recovery, this means more accurate funding for your community’s needs.
2026-19859, Notice of Adjustment of Minimum Project Worksheet Amount
FEMA is raising the minimum amount for disaster project approvals to $4,100 starting October 1, 2025. This change affects anyone applying for disaster aid after that date and reflects a 2.9% cost increase based on inflation. If you’re involved in disaster recovery, this means bigger projects need to meet the new minimum to get funding.
2026-19898, Notice of Adjustment of Disaster Grant Amounts
Starting October 1, 2025, FEMA is raising the cutoff for Small Project disaster grants to $1,093,800. This means state, tribal, local governments, and nonprofits can get more money for smaller disaster repairs thanks to a 2.9% cost increase adjustment. If you’re involved in disaster recovery, this change helps you get the right funding faster and easier!
2026-19856, Notice of Award Amount Adjustment for Serious Needs Assistance
Starting October 1, 2025, FEMA is raising the Serious Needs Assistance award to $790 for people affected by emergencies or major disasters. This change helps cover more costs due to rising prices and applies to disasters declared on or after that date. If you qualify, expect a bit more help when disaster strikes!
Previous / Next Documents
Previous: 2025-13545, Proposed Flood Hazard Determinations
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones, water levels, or floodway boundaries. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting these maps right helps keep everyone safer and insurance programs running smoothly.
Next: 2025-13547, Agency Information Collection Activities Under OMB Review
Heads up! The government is reviewing some paperwork rules to make sure they’re not too tricky or costly. If you’re a business or part of a group that fills out government forms, you might see some changes soon. This review helps keep things fair and saves time and money for everyone involved.