Border Bucks Beware: Feds Eye Cash Flows from $1K to $10K
Published Date: 9/10/2025
Rule
Summary
FinCEN is making some money services businesses near the U.S. southwest border keep better records and report cash transactions between $1,000 and $10,000. They also have to check who’s making these transactions. This new rule updates an older one and helps catch suspicious money moves faster, starting right away!
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Cash Transactions $1,000–$10,000 Reported
If you make a cash transaction at certain money services businesses along the U.S. southwest border, transactions of $1,000 or more but not more than $10,000 must be reported and records retained. The businesses must also verify the identity of the person presenting such a transaction.
Reporting Threshold Raised From $200
This Order replaces an earlier order that required reporting of cash transactions of more than $200 up to $10,000; the new Order requires reporting only for transactions of $1,000 or more up to $10,000. Transactions between more than $200 and less than $1,000 that were previously reportable are no longer covered by the new reporting threshold.
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Key Dates
Department and Agencies
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