FinCEN Pushes Back Adviser AML Rules to 2028

2025-05199 — Beneficial Ownership Information Reporting Requirement Revision and Deadline Extension

FinCEN is making it easier for U.S. companies by only requiring foreign companies to report who really owns them. Domestic companies don’t have to report or update their ownership info anymore. Plus, foreign companies get more time—30 days—to file or fix their reports, and they don’t have to share info about U.S. owners, saving time and hassle.

2026-12794 — Definition of Huione Group, a Financial Institution Operating Outside the United States of Primary Money Laundering Concern

The U.S. government has officially named the Huione Group as a financial institution outside the U.S. that poses a high risk for money laundering. This means banks and businesses must watch out for Huione Group when handling money to keep things safe and legal. The change kicks in right away, so affected parties should update their rules and stay alert to avoid fines or trouble.

2026-12460 — Permitted Payment Stablecoin Issuer Customer Identification Program

Starting soon, companies that issue payment stablecoins—digital money like crypto used for payments—will have to verify who their customers are, just like banks do. This new rule, coming from several top financial agencies, aims to stop fraud and keep the system safe. If you’re a stablecoin issuer, get ready to follow these new ID-check rules and share your thoughts by August 21, 2026!

2026-08363 — Agency Information Collection Activities; Proposed Renewal; Comment Request; Renewal Without Change of the Registration of Money Services Businesses Regulation and FinCEN Form 107

FinCEN is renewing the rules that require money services businesses—like money transfer companies and check cashers—to register every two years using Form 107. There are no changes to the rules, but FinCEN wants your comments by June 29, 2026. This keeps things clear and simple while helping prevent financial crimes without adding extra paperwork or costs.

2026-07416 — Imposition of Special Measure Prohibiting Certain Transmittals of Funds Involving CIBanco S.A., Institución de Banca Multiple; Amendment

FinCEN is updating its rules about CIBanco, a Mexican bank linked to illegal opioid money. The new change lets certain payments go through so Mexico’s government can take control of CIBanco. This update starts on April 16, 2026, and affects anyone sending money involving this bank.

2026-06963 — Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements

The Treasury is proposing new rules that treat stablecoin issuers like banks to stop money laundering and terrorism funding. These rules require stablecoin companies to have strong anti-money laundering and sanctions programs, making the crypto world safer. Comments on the proposal are open until June 9, 2026, and these changes could mean more compliance costs for stablecoin businesses.

Previous: 2025-18263 — Airworthiness Directives; Airbus Helicopters

If you fly an Airbus H160-B helicopter with a special window upgrade, listen up! The FAA found some window parts that can get loose too easily, which isn’t safe. They want owners to fix these windows soon and stop putting the risky windows on any helicopter with this upgrade to keep everyone safe.

Next: 2025-18278 — Occupations That Customarily and Regularly Received Tips; Definition of Qualified Tips

If you earn tips at work, these new rules show which jobs count as tip-earning and explain what counts as 'qualified tips' for tax deductions. The changes apply to tips received up to December 31, 2024, helping workers and employers know exactly what tips can lower their taxes. Get ready to keep better track of your tips and maybe save some money when tax time rolls around!