Federal Reserve Reviews Bank Control and Share Acquisition Notices
Published Date: 9/23/2025
Notice
Summary
If you want to buy or keep big shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for their okay. People affected include shareholders and banks involved in these deals. You’ve got until October 8, 2025, to send your comments, so don’t miss the deadline to have your say!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Public comment window and disclosure rules
If you want to comment on these bank control applications, the Federal Reserve must receive your written comments by October 8, 2025. Comments are subject to public disclosure (they will generally be made available without change), and you should not include confidential or identifying information in your submission.
Specific ESOP application to retain bank voting shares
The filing lists Southern Illinois Bancorp, Inc. Employee Stock Ownership Plan (ESOP) and named trustees seeking to retain voting shares of Southern Illinois Bancorp, Inc., and thereby indirectly retain voting shares of The First National Bank of Carmi in Carmi, Illinois. The public portions of the application are available for inspection at the Federal Reserve Bank indicated and at the Board's offices.
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Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-13690 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy other banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send comments by August 6, 2026. This affects banks in Oklahoma, Texas, and even a Canadian bank looking to expand in the U.S., with no big money changes announced yet.
2026-13689 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you want to buy shares in a bank or a bank holding company, you need to tell the Federal Reserve first. They’re checking these requests carefully and want to hear from the public by July 22, 2026. This helps keep banks safe and fair while making sure everyone knows who’s in charge.
2026-13287 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some families and trusts want to buy shares in banks in Texas, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until July 16, 2026, to speak up. This process helps keep bank ownership clear and protects everyone’s money.
2026-13067 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy more shares in banks or bank companies, and the Federal Reserve is checking their plans to keep things safe and fair. If you want to share your thoughts, you’ve got until July 14, 2026, to speak up! This process helps make sure big money moves in banks happen smoothly and openly.
2026-12697 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s on the up and up. If you want to share your thoughts, you’ve got until July 9, 2026, to speak up. This process helps keep banks safe and sound while letting new owners step in with the right approvals.
Previous / Next Documents
Previous: 2025-18434 — 26North BDC, Inc., et al.
26North BDC and its related companies want permission to team up and invest together in the same businesses, which usually isn’t allowed. This change affects investors and the companies involved by making joint investments easier and potentially more profitable. If no one objects by October 14, 2025, the SEC will approve this new way to work together.
Next: 2025-18436 — Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities
Some companies want to start or buy businesses that do activities related to banking but aren’t banks themselves. The Federal Reserve is letting the public know and asking for comments by October 8, 2025. This affects companies across the U.S. and helps keep banking activities safe and fair.