Flood Maps Updated: Check Your Insurance Coverage Now
Published Date: 10/2/2025
Notice
Summary
Some communities have new flood risk updates based on fresh science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules might change, so check the new maps before renewing or buying policies. These updates kick in soon, so staying informed could save you money and protect your home!
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Updated flood maps may change insurance
FEMA revised Flood Insurance Rate Maps (FIRMs) for certain communities by changing Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and the regulatory floodway. If you live in or own property in those communities, your flood insurance rules could change, so check the revised FIRM and any Letter of Map Revision (LOMR) before buying or renewing a policy. The current effective community number shown in FEMA's table must be used for all new policies and renewals.
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Key Dates
Department and Agencies
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Previous / Next Documents
Previous: 2025-19209 — Changes in Flood Hazard Determinations
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