Speak Up: FEMA Proposes Updates to Local Flood Hazard Zones
Published Date: 10/2/2025
Notice
Summary
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property in these areas, now’s the time to speak up. Don’t wait—your feedback helps shape safer neighborhoods and insurance options!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Flood maps may change flood zones
FEMA is proposing changes to flood maps that may add or change Base Flood Elevations (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways for specific communities. If you live in or own property in one of the affected communities, these map changes may change whether your property is in a high-risk flood zone and could affect flood insurance rules and costs.
Communities must adopt floodplain measures to keep NFIP access
The preliminary Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) reports form the basis for floodplain management measures that a community is required to adopt or show are already in effect. Communities must adopt or demonstrate these measures in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP), which affects availability of NFIP flood insurance for local property owners.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-11826 — Agency Information Collection Activities: Proposed Collection, Comment Request; FEMA Inspection and Claims Forms
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Previous / Next Documents
Previous: 2025-19211 — Proposed Flood Hazard Determinations
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so it’s important for local folks and property owners to pay attention. You’ve got a chance to comment before the changes become official, so don’t miss out!
Next: 2025-19213 — Proposed Flood Hazard Determinations
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so it’s important for local folks and property owners to pay attention. You’ve got a chance to comment before the changes become official, so don’t miss out!