Typhoon Halong Remnants Slam Alaska, Triggering Biden's Aid
Published Date: 10/30/2025
Notice
Summary
A major disaster was declared for parts of Alaska after severe storms, flooding, and Typhoon Halong hit between October 8-13, 2025. Residents and businesses in affected areas can now apply for low-interest disaster loans to help repair damage or recover lost income. Physical damage loan applications are due by December 22, 2025, and economic injury loan applications by July 22, 2026.
Analyzed Economic Effects
5 provisions identified: 5 benefits, 0 costs, 0 mixed.
Homeowner disaster loan availability
If you own a home in the affected Alaska areas, you can apply for a physical disaster loan to repair damage. Physical loan applications are due December 22, 2025; interest rates listed are 6.000% for homeowners with credit available elsewhere and 3.000% for homeowners without credit available elsewhere. Apply online at the MySBA Loan Portal (https://lending.sba.gov) or contact the SBA disaster assistance center.
Business physical-damage loans offered
Businesses in the affected Alaska areas may apply for physical damage disaster loans to repair or replace property; applications for physical damage loans are due December 22, 2025. Interest rates are listed as 8.000% for businesses with credit available elsewhere and 4.000% for businesses without credit available elsewhere. Apply through the MySBA Loan Portal (https://lending.sba.gov) or contact SBA disaster assistance.
Economic Injury (EIDL) loans for businesses/co-ops
Businesses and small agricultural cooperatives in the listed primary and contiguous Alaska areas can apply for Economic Injury Disaster Loans (EIDL) to cover working capital losses; EIDL applications are due July 22, 2026. Interest rates include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for non-profit organizations without credit available elsewhere. Apply at the MySBA Loan Portal (https://lending.sba.gov).
Nonprofit organizations eligible for disaster loans
Non-profit organizations in the disaster areas are eligible to apply for both physical damage loans (deadline December 22, 2025) and Economic Injury Disaster Loans (deadline July 22, 2026) with an interest rate of 3.625% (listed for non-profit organizations without credit available elsewhere). Applications are available via the MySBA Loan Portal (https://lending.sba.gov).
Which Alaska areas are covered
The declaration lists Primary Areas (eligible for both physical damage and EIDL): Lower Kuskokwim Regional Educational Attendance Area; Lower Yukon Regional Educational Attendance Area; Northwest Arctic Borough. It also lists Contiguous Areas (eligible for EIDL only): Bering Strait REAA; Dillingham City School District; Iditarod Area REAA; Kashunamiut REAA; Kuspuk REAA; North Slope Borough; Southwest Region REAA; Yukon-Koyukuk REAA; Yupiit REAA.
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