Life Insurance Lock-In: Feds Offer Form to Shrink or Scrap Coverage Permanently
Published Date: 12/3/2025
Notice
Summary
Federal employees who have life insurance through FEGLI can now officially reduce or cancel their coverage using a special form. But heads up: once you cancel or reduce, you can’t add that coverage back later. The Office of Personnel Management wants your thoughts on this process by February 2, 2026, so don’t miss your chance to weigh in!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 1 costs, 0 mixed.
Cancelling or Reducing FEGLI Is Permanent
If you are an annuitant enrolled in the Federal Employees Group Life Insurance (FEGLI) Program, you may use form RI 76-30 to cancel or reduce your Basic, Option B (Additional Insurance), or Option C (Family Insurance) coverage. Once you cancel your FEGLI enrollment you cannot ever re-enroll as an annuitant, and if you reduce coverage you cannot later increase it as an annuitant; OPM will not process a request until the signed RI 76-30 form is returned.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-16687, Differential Pay for Prescribed Wildland Fire Activities
Starting September 14, 2026, federal employees who work on planned wildland fires will get a 25% pay boost for their risky fireline duties. This new rule affects General Schedule and Federal Wage System workers who help control these fires, making their tough jobs a bit more rewarding. It’s a win for firefighters who keep our forests safe with planned burns!
2026-15650, Suitability Action Appeals
The Office of Personnel Management (OPM) is issuing final regulations to revise how an applicant, appointee, or employee may appeal a suitability action taken under 5 CFR part 731. OPM will replace the Merit Systems Protection Board (MSPB) as the adjudicative agency for such appeals. The change will streamline suitability action appeals procedures, thereby improving the efficiency, rigor, and timeliness by which OPM and agencies resolve challenges to suitability actions and ensure the integrity and efficiency of the service.
2026-15666, Reduction in Force Appeals
The Office of Personnel Management (OPM) is issuing final regulations to revise how an employee may appeal a furlough of more than 30 days, separation, or demotion by a reduction-in-force (RIF) action. OPM will replace the Merit Systems Protection Board (MSPB) as the adjudicative agency for such appeals. The rule establishes a uniform, record-based OPM appeal process; clarifies the appellant's burden; requires production of the complete agency record; preserves collateral statutory remedies; and applies prospectively to improve timeliness, consistency, and cost-effectiveness while maintaining administrative review.
2026-15654, Streamlining Probationary and Trial Period Appeals
The Office of Personnel Management (OPM) is issuing a final rule to change the circumstances and procedures for adjudicating appeals from employees terminated during their probationary and trial periods and supervisors and managers who fail to complete their probationary periods. Executive order, "Strengthening Probationary Periods in the Federal Service," rendered the prior procedures for appealing such actions to the Merit Systems Protection Board (MSPB) inoperative. This final rule establishes a new, limited appeals process adjudicated by OPM. The final rule also makes conforming amendments.
2026-15665, Reduction in Force
The Office of Personnel Management (OPM) is revising its reduction in force (RIF) regulations to make the RIF regulations more streamlined, efficient, and merit-based by prioritizing performance over tenure and length of service when determining which employees will be retained in a RIF and by modifying the types of employees who are excluded from RIF competition. OPM is also revising its regulations regarding the reemployment priority list (RPL), career transition assistance program (CTAP), the interagency career transition assistance program (ICTAP), and transfers of function.
2026-15597, FLSA Claims and Compliance
The Office of Personnel Management (OPM) is issuing this direct final rule to update the provisions concerning Fair Labor Standards Act (FLSA) claims submissions to OPM.
Previous / Next Documents
Previous: 2025-21776, Formaldehyde; Updated Draft Risk Calculation Memorandum; Notice of Availability and Request for Comment
The EPA is updating its science on formaldehyde to make sure the risk to people’s health is clear and accurate. They still believe formaldehyde is risky and are working on rules to keep us safe, but want your thoughts by February 2, 2026. This affects workers and anyone exposed to formaldehyde, with changes that could impact how it’s managed and regulated soon.
Next: 2025-21778, Motor Coach Industries, Inc., Denial of Petition for Decision of Inconsequential Noncompliance
Motor Coach Industries (MCI) found that over 15,000 of their buses made between 1988 and 2022 didn’t fully meet window safety rules. MCI asked the government to ignore this issue, saying it’s not a big safety risk, but the National Highway Traffic Safety Administration said no. This means MCI can’t skip fixing or notifying owners about the problem, which could affect costs and timing for repairs.