Bureaucrats Beg Comments on Commenting on Paperwork
Published Date: 12/5/2025
Notice
Summary
The Small Business Administration is asking for public feedback on new reporting rules to make sure banks treat everyone fairly, especially small businesses. These rules affect SBA lenders and aim to stop unfair banking practices by January 5, 2026. While there’s no direct cost mentioned, lenders will need to keep better records to prove they’re following the new fair banking order.
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Information collection to monitor 'debanking'
The SBA will collect information to evidence SBA lender compliance with the Executive Order issued August 7, 2025, that directs federal agencies to end politicized or unlawful debanking (freezing/closing accounts or denying services to politically disfavored people and businesses). The collection is intended to support enforcement of that directive.
New reporting and recordkeeping for SBA lenders
If you are an SBA lender, the SBA proposes new reporting and recordkeeping so the agency can check compliance with the "Guaranteeing Fair Banking for All Americans" Executive Order. The notice estimates 5,000 total annual responses and 3,875 total annual hours of burden and requests public comments by January 5, 2026.
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Key Dates
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