Fed Announces Someone Somewhere Bought Some Bank Shares
Published Date: 12/15/2025
Notice
Summary
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until December 30, 2025, to speak up! This process helps keep banks strong and protects your money.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 0 costs, 2 mixed.
Public comment window for bank share acquisitions
The Federal Reserve is accepting public comments on proposed purchases of bank or bank-holding-company voting shares. Comments must be received by the Reserve Bank indicated or the Board of Governors (Benjamin W. McDonough, Deputy Secretary) not later than December 30, 2025; comments are subject to public disclosure and applications are available for inspection at the listed Federal Reserve Banks and the Board offices or via the Board's FOIA request page.
Proposed Houghton group acquisition: Peoples Bank (KS)
An application was filed by the Marcus Houghton Legacy Trust and Wise & Reber, L.C., to join the Houghton Family Group to acquire voting shares of PBT Bancshares, Inc., and thereby indirectly acquire voting shares of Peoples Bank and Trust Company in McPherson, Kansas. Interested persons may inspect public portions of the application at the Federal Reserve Bank of Kansas City and submit comments by December 30, 2025.
Proposed Ryan trusts acquisition: R Bank (TX)
Multiple Ryan family trusts and trustees filed to acquire voting shares of R Corp Financial and thereby indirectly acquire voting shares of R Bank, both of Round Rock, Texas. The public may inspect the application at the Federal Reserve Bank of Dallas and must submit comments by December 30, 2025 if they wish to be heard.
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Key Dates
Related Federal Register Documents
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Some companies want to become bank holding companies or merge with others, which means they’ll control banks or other financial businesses. If you want to share your thoughts, you’ve got until July 9, 2026, to send comments. These changes could shake up local banking, so keep an eye on who’s joining forces and when!
2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
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2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Mascoma Mutual Financial Services from New Hampshire is merging with Androscoggin Bancorp in Maine and will also take over Portland Trust Company to offer trust services. This means bigger banking options and new services for customers in these areas. The Federal Reserve fixed a previous notice to make sure everyone knows the details clearly.
2026-11100 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
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