CFTC Extends Financial Privacy Rules Nobody Knows About
Published Date: 12/15/2025
Notice
Summary
The Commodity Futures Trading Commission wants to keep collecting info about how companies protect your financial privacy. This notice invites the public to comment on extending this info collection until February 13, 2026. If you’re a company handling consumer financial data, this affects you, but no new fees or big changes are coming—just a renewal of current rules.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
CFTC Privacy Rules Stay In Force
If your firm is a futures commission merchant, commodity trading advisor, commodity pool operator, introducing broker, retail foreign exchange dealer, swap dealer, or major swap participant, you remain treated as a financial institution under the Gramm-Leach-Bliley Act and must follow CFTC Part 160 privacy rules. Those rules require providing privacy and opt-out notices to customers and adopting policies and procedures to safeguard customer records and information (OMB Control No. 3038-0055).
Paperwork Time Burden Quantified
The CFTC estimates 3,399 respondents with 95 annual responses per respondent and 2 minutes per response, for a total of 322,905 annual responses and 10,764 total annual burden hours. That averages about 3.17 hours of staff time per respondent per year to meet this information collection.
No Capital or O&M Costs
The CFTC states there are no capital costs or operating and maintenance (O&M) costs associated with this information collection extension. The request is for an extension of a currently approved collection (OMB Control No. 3038-0055).
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-19290, Privacy Act Regulations
The Commodity Futures Trading Commission (CFTC) is reopening the comment period for its proposed Privacy Act rule changes, which affect how insider risk program records are handled. This gives everyone 10 more days, until October 1, 2026, to share their thoughts. No new costs or deadlines beyond this extension are involved, but it’s a key chance to weigh in on privacy protections.
2026-14509, Margin Requirements for Uncleared Swaps for Swap Dealers and Major Swap Participants
Starting August 17, 2026, swap dealers and big swap players get some margin rule relief! New rules say certain new investment funds won’t have to exchange initial margin for up to three years, and more types of money market funds can now count as good collateral. Plus, the rules tweak how much value gets discounted on some assets, making it easier and cheaper to trade uncleared swaps.
2026-05635, Application of the Federal Securities Laws to Certain Types of Crypto Assets and Certain Transactions Involving Crypto Assets
Starting March 23, 2026, the SEC and CFTC are making it clear that some crypto assets and transactions must follow federal securities laws. This means crypto companies and investors need to play by new rules to keep things fair and safe. Expect more transparency and possible costs for compliance as the government steps up oversight in the crypto world.
2026-20446, Agency Information Collection Activities Under OMB Review
The Commodity Futures Trading Commission is asking for public feedback on a new paperwork plan that affects traders and companies dealing with futures. They want to make sure the info they collect is useful and not too costly or time-consuming. You’ve got until November 5, 2026, to share your thoughts online or by mail—so don’t miss out!
2026-19338, Agency Information Collection Activities: Notice of Intent To Extend
The Commodity Futures Trading Commission (CFTC) wants to keep collecting info about off-exchange foreign currency trades and is asking the public to share their thoughts. This is a routine renewal with no new fees or big changes, but comments are due by November 23, 2026. If you’re involved in these currency transactions, this is your chance to speak up!
2026-19006, Whistleblower Award Determination
The Commodity Futures Trading Commission is updating its whistleblower rules to make the award process faster, clearer, and fairer for people who report wrongdoing. These changes, effective October 16, 2026, also fix some technical details and reflect the Whistleblower Office’s move to a new department. Whistleblowers can expect a smoother experience and better protection when helping keep markets honest.
Previous / Next Documents
Previous: 2025-22806, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until December 30, 2025, to speak up! This process helps keep banks strong and protects your money.
Next: 2025-22809, Agency Information Collection Activities Under OMB Review
The Commodity Futures Trading Commission is asking for public feedback on a new information collection about the costs of following anti-money laundering rules. This affects banks and businesses that must report certain info, and comments are due by January 14, 2026. The goal is to understand the paperwork burden and keep things fair without wasting time or money.