Fed Trims Bank Deposit Interest: Loans and Savings Feel the Pinch

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-09891 — Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities

Some companies want to start or buy businesses that do activities related to banking but aren’t banks themselves. The Federal Reserve is letting the public know and asking for comments by June 2, 2026. This helps keep banking safe and fair while allowing new business moves across the U.S.

2026-09890 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve first. They’re reviewing requests like the Mahar Family’s plan to keep control of their bank in North Dakota. If you want to share your thoughts, you’ve got until June 2, 2026, to speak up—so don’t miss the deadline!

2026-09806 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

Some families and trusts want to buy more shares in a bank and its holding company in Kansas. The Federal Reserve is checking their applications and wants the public to share thoughts by June 1, 2026. This process helps keep bank ownership clear and fair, making sure big money moves get a thumbs-up before they happen.

2026-09529 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you want to buy or control a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. People affected include those trying to buy shares in banks like Grant County Bank or Cattlemens Bank. You’ve got until May 28, 2026, to send your comments, so don’t miss the deadline if you want to have your say!

2026-09389 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If someone wants to buy a big chunk of a bank or a company that owns a bank, they have to tell the Federal Reserve first. People can check out these plans and share their thoughts by May 27, 2026. This keeps bank ownership clear and fair, making sure no surprises pop up with money or control changes.

Previous: 2025-23389 — Regulation A: Extensions of Credit by Federal Reserve Banks

The Federal Reserve just lowered the interest rates it charges banks for short-term loans, making borrowing cheaper starting December 11, 2025. This change affects banks that use these loans as backup cash and automatically drops the secondary credit rate too. It’s a smart move to keep money flowing smoothly and help banks manage their cash better.

Next: 2025-23402 — Group Registration of Two-Dimensional Artwork

Starting February 17, 2026, artists and creators can register up to 20 two-dimensional artworks published in the same year with one easy online application. This new group registration saves time and money by bundling works together while still protecting each piece individually. If your art has enough creative flair, the Copyright Office will give each work its own official registration under one simple process.