Treasury Renews Bank Data Sharing to Combat Terrorism
Published Date: 12/23/2025
Notice
Summary
The Treasury Department is asking for public feedback on continuing a rule that helps government agencies and banks share info to fight terrorism and money laundering. This rule asks banks to check their records when law enforcement suspects someone of bad activities. Comments are due by December 23, 2025, and there’s no new cost or changes—just keeping the system running smoothly.
Analyzed Economic Effects
1 provisions identified: 0 benefits, 1 costs, 0 mixed.
Banks Must Keep Responding to 314(a) Requests
Treasury is asking to continue the FinCEN information-collection rule under Section 314(a) that requires financial institutions to search their records when a law enforcement agency certifies a person or entity is suspected of terrorism or money laundering. The submission is an extension without change (OMB Control Number 1506-0049); the agency estimates about 12,726 financial institutions will respond, with about 7,381,080 total annual responses, roughly 44 hours of burden per respondent, and 555,702 total annual burden hours. Comments are due by December 23, 2025.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-16576, Beneficial Ownership Information Reporting Requirement Revision
FinCEN is issuing this final rule to adopt as final and with certain limited changes the interim final rule issued on March 26, 2025, which narrowed beneficial ownership information (BOI) reporting requirements under FinCEN's regulations implementing the Corporate Transparency Act (CTA). In particular, this final rule not only continues to exempt reporting companies from having to report the BOI of U.S. person beneficial owners and U.S. person beneficial owners from having to provide BOI to reporting companies; it also exempts reporting companies from having to submit information about their U.S. person company applicants to FinCEN and exempts U.S. person company applicants from any obligation to provide their information. In addition, the final rule exempts all U.S. persons from the requirement to update information already provided to FinCEN in connection with obtaining a FinCEN identifier (FinCEN ID).
2026-11140, Federal Independent Dispute Resolution Operations
Starting soon, health plans and insurers must share clearer info when they pay or deny surprise medical bills. They’ll use special codes to explain these decisions, especially when dealing with folks they don’t have contracts with. This helps patients and providers understand bills better and speeds up fixing disputes, with no extra costs for most people.
2026-08143, Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
The Treasury’s Office of the Comptroller of the Currency wants to simplify some banking rules by removing outdated or confusing parts. This affects banks, especially federal savings associations and those dealing with certain loan investments. They’re asking for public feedback by May 27, 2026, aiming to cut red tape and make compliance easier without changing costs.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2025-18278, Occupations That Customarily and Regularly Received Tips; Definition of Qualified Tips
If you earn tips at work, these new rules show which jobs count as tip-earning and explain what counts as 'qualified tips' for tax deductions. The changes apply to tips received up to December 31, 2024, helping workers and employers know exactly what tips can lower their taxes. Get ready to keep better track of your tips and maybe save some money when tax time rolls around!
2025-05199, Beneficial Ownership Information Reporting Requirement Revision and Deadline Extension
FinCEN is making it easier for U.S. companies by only requiring foreign companies to report who really owns them. Domestic companies don’t have to report or update their ownership info anymore. Plus, foreign companies get more time—30 days—to file or fix their reports, and they don’t have to share info about U.S. owners, saving time and hassle.
Previous / Next Documents
Previous: 2025-23741, Agency Information Collection Activities; Submission for OMB Review; Comment Request; Multiple Alcohol and Tobacco Tax and Trade Bureau Information Collection Requests
The Treasury Department is asking for public feedback on forms used by alcohol and tobacco businesses to report taxes. These forms help make sure taxes on spirits and tobacco are paid correctly, with no changes to the current process. If you’re involved in these industries, you have until January 22, 2026, to share your thoughts—no extra costs or new rules are coming, just a routine check-in!
Next: 2025-23744, Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Grazing Permits
The Bureau of Indian Affairs wants to renew its paperwork for grazing permits, which affect ranchers and land users on tribal lands. They’re asking for public comments by January 22, 2026, to make sure the process stays clear and easy. No big changes or costs are expected, just a smooth renewal to keep things running right.