Credit Unions Get Flexibility on Public Fund Shares
Published Date: 1/28/2026
Proposed Rule
Summary
The National Credit Union Administration wants to make it easier for federally insured credit unions to use public unit and nonmember shares by removing the rule that requires a written plan when these funds go over 70% of their capital. Credit unions still have to follow limits and rules, but this change gives them more flexibility while keeping them responsible. Comments on this proposal are open until March 30, 2026.
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