Renewal of Agency Information Collections for Comments Request: Proposed Collections
Published Date: 2/2/2026
Notice
Summary
The National Credit Union Administration (NCUA) is renewing important paperwork rules that affect credit unions and their members. They want your thoughts by April 3, 2026, before finalizing updates on how credit unions handle mergers and protect your privacy. These changes keep things clear and safe without adding big costs or time burdens.
Analyzed Economic Effects
4 provisions identified: 2 benefits, 2 costs, 0 mixed.
Privacy Notices and Opt-Out Rules
If you are a customer of a credit union, Regulation P requires the credit union to give clear initial and annual privacy notices and to offer you a chance to opt out of some information sharing. The NCUA estimates this information collection carries an annual burden of 433,620 hours and is being renewed; the agency is requesting comments by April 3, 2026.
Mortgage Originator Registration Requirement
Employees who act as residential mortgage loan originators must register with the Nationwide Mortgage Licensing System and obtain a unique identifier under the S.A.F.E. Act. The information collection renewal shows an estimated total annual burden of 86,423 hours and is open for comment through April 3, 2026.
Credit Union Merger and Conversion Paperwork
The NCUA is renewing the information collection for mergers of federally-insured credit unions and for conversions or terminations of federal share insurance under 12 CFR part 708b, which sets procedural and disclosure requirements. The agency estimates the collection imposes 5,352 total annual burden hours and is seeking comments by April 3, 2026.
Reverse Mortgage Risk Management Guidance
The NCUA is renewing an information collection tied to guidance that helps institutions manage compliance and consumer-protection risks in reverse mortgage lending. The agency estimates this collection imposes 160 total annual burden hours and is requesting comments by April 3, 2026.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-16022, Corporate Credit Unions
The NCUA Board (Board) is issuing this action to rescind its Interpretive Ruling and Policy Statement (IRPS) 11-02, which addresses chartering corporate credit unions, because it is redundant to the Federal Corporate Credit Union Chartering Manual. This action eliminates potential confusion.
2026-16031, Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2
The NCUA is saying goodbye to an old rule called IRPS 08-2 because its key points are now part of the main Chartering Manual. This change makes life easier for federal credit unions by cutting down on the paperwork and checks they need to do. The new rule kicks in on September 8, 2026, helping credit unions serve their communities faster without extra hassle.
2026-16027, Suretyship and Guaranty; Segregated Deposit and Collateral
The NCUA Board (Board) is amending its regulations to eliminate prescriptive segregated deposit and collateral requirements for suretyship and guaranty agreements. By removing these requirements, the Board is authorizing federally insured credit unions (FICUs) acting as sureties and guarantors to design products that address member needs while maintaining safety and soundness standards. Federal credit unions (FCUs), and federally insured, state-chartered credit unions (FISCUs) if permitted under state law to act as a surety or guarantor, continue to be subject to other requirements related to these arrangements, including the applicable lending regulations. The final rule follows publication of the December 29, 2025, proposed rule, and takes into consideration the public comments received.
2026-16029, Third-Party Servicing of Indirect Vehicle Loans
The NCUA Board (Board) is issuing a final rule removing NCUA's unnecessarily prescriptive regulation regarding third-party servicing of indirect vehicle loans. This action will reduce regulatory burden and provide federally insured credit unions (FICUs) with greater operational flexibility, consistent with a principles-based supervisory approach. The intent is to reduce administrative costs and compliance complexity, enabling credit unions to serve their members more efficiently.
2026-16030, Purchase, Sale, and Pledge Of Eligible Obligations
The National Credit Union Administration is making it easier for federal credit unions to handle buying, selling, and pledging loans by cutting out strict rules on what their policies must include. This change lets credit unions be more flexible and efficient while still following important conflict-of-interest rules already in place. The new rule kicks in on September 8, 2026, helping credit unions save time without changing how they protect members' money.
2026-16024, Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 10-1
The NCUA Board (Board) is rescinding Interpretive Ruling and Policy Statement (IRPS) 10-1. The Chartering and Field of Membership Manual (Chartering Manual) incorporates NCUA's current chartering requirements for federal credit unions (FCUs), making IRPS 10-1 unnecessary. This rescission reduces the burden for FCUs by limiting the number of sources that they must check to verify compliance with applicable requirements. After considering the public comments, the Board adopts the proposal without modification.
Previous / Next Documents
Previous: 2026-01932, Agency Information Collection Activities: Comment Request
The Social Security Administration wants your thoughts on a new survey about the Ticket to Work program, which helps adults with disabilities find jobs and become more independent. They’re checking if the survey is clear, useful, and not too much work for people to fill out. If you have ideas, send them in by March 4, 2026—your feedback helps shape how this important program is evaluated!
Next: 2026-01934, Notice of Funding Opportunities for the Strategic Economic and Community Development Program for FY 2026
The USDA is offering money in 2026 to help communities work together on big projects that boost local economies and improve living conditions. Different programs have set deadlines and specific ways to apply, so folks interested should check the USDA website soon. This funding supports loans and grants aimed at making rural areas stronger and more connected.