SBA Declares Washington Storm Damage a Disaster Zone
Published Date: 2/27/2026
Notice
Summary
Washington state got hit hard by severe winter storms in December 2025, and now the government has declared it a disaster area. This means people and businesses in affected counties can apply for low-interest disaster loans to help fix damage or cover lost income. You’ve got until April 27, 2026, to apply for physical damage loans and until November 24, 2026, for economic injury loans—so don’t wait!
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
Homeowner Disaster Loans Available
If you own a home in Washington affected by the December 5–22, 2025 storms, you can apply for an SBA physical disaster loan to repair damage. The application deadline for physical damage loans is April 27, 2026; interest rates are 5.750% if you have credit available elsewhere and 2.875% if you do not.
Small Business Physical Damage Loans
Businesses in Washington impacted by the December 5–22, 2025 storms can apply for SBA physical disaster loans to repair property damage. The physical loan application deadline is April 27, 2026; interest rates are 8.000% if credit is available elsewhere and 4.000% if it is not.
Economic Injury (EIDL) Loans for Businesses
Businesses and small agricultural cooperatives in Washington may apply for SBA Economic Injury Disaster Loans (EIDL) to cover lost working capital; the EIDL application deadline is November 24, 2026. Interest rates are 4.000% for businesses/cooperatives without credit available elsewhere.
Private Nonprofit Organizations Eligible
Private nonprofit organizations in Washington impacted by the December 5–22, 2025 storms can apply for SBA physical and economic injury disaster loans. Interest rates for private nonprofit organizations are 3.625% (both with and without credit available elsewhere); physical loans must be applied for by April 27, 2026 and EIDLs by November 24, 2026.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-16611, Regulatory Agenda
This Regulatory Agenda (Agenda) is a summary of current and projected rulemakings and completed actions of the U.S. Small Business Administration (SBA). This summary information is intended to enable the public to be more aware of, and effectively participate in, SBA's regulatory activities. Accordingly, SBA invites the public to submit comments on any aspect of this Agenda.
2026-16558, Administrative Declaration of an Economic Injury Disaster for the State of Arizona
This is notice of an Economic Injury Disaster Loan (EIDL) declaration for the state of Arizona dated August 11, 2026. Incident: Pocket Fire.
2026-16554, Presidential Declaration Amendment of a Major Disaster for the State of Louisiana
This is an amendment of the Presidential declaration of a major disaster for the State of Louisiana (FEMA-4927-DR), dated June 30, 2026. Incident: Tropical Storm Arthur.
2026-16509, Presidential Declaration Amendment of a Major Disaster for the State of West Virginia
This is an amendment of the Presidential declaration of a major disaster for the State of West Virginia (FEMA-4932-DR), dated August 3, 2026. Incident: Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides.
2026-16551, Presidential Declaration Amendment of a Major Disaster for Public Assistance Only for the State of Louisiana
This is an amendment of the Presidential declaration of a major disaster for Public Assistance Only for the State of Louisiana (FEMA-4927-DR), dated June 30, 2026. Incident: Tropical Storm Arthur.
2026-16293, Administrative Declaration of a Disaster for the State of Illinois
This is notice of an Administrative declaration of a disaster for the state of Illinois dated August 5, 2026. Incident: Severe Storms.
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