FHFA Demands Stress Test Confessions from Housing Giants by March Deadline
Published Date: 3/12/2026
Rule
Summary
The Federal Housing Finance Agency (FHFA) just ordered certain financial companies to report their stress test results from the end of 2025 by March 5, 2026. These tests check if companies can handle tough money situations, helping keep the housing market safe and steady. If you’re one of these companies, get ready to share your results on time to avoid any penalties!
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-12750 — Enterprise Duty To Serve Underserved Markets
The Federal Housing Finance Agency wants to update rules so Fannie Mae and Freddie Mac can better help families with low to moderate incomes, especially in manufactured, affordable, and rural housing. The new plan aims to make it easier for these companies to innovate and serve these communities without lots of red tape. People can send their thoughts on this proposal by July 24, 2026.
2026-05160 — Amendment Reinstating “Grandfather” Exceptions to Restrictions on Private Transfer Fee Covenants
The Federal Housing Finance Agency just brought back special 'grandfather' rules that let Fannie Mae, Freddie Mac, and Federal Home Loan Banks deal with certain private transfer fees on homes—rules that were accidentally removed in 2024. These exceptions apply retroactively all the way back to July 16, 2012, so no one misses out. If you’re involved in mortgages or home sales, this means smoother transactions and clearer rules starting March 17, 2026.
2026-04207 — Proposed Collection; Comment Request
The Federal Housing Finance Agency wants to keep collecting info for its Affordable Housing Program for three more years, but they need your thoughts first! If you’re involved in affordable housing or just curious, now’s the time to speak up before April 3, 2026. This helps keep paperwork simple and the program running smoothly without extra costs or delays.
2026-12787 — Financial Data Transparency Act Joint Data Standards
Starting October 1, 2026, several big financial agencies are teaming up to create shared data rules that make financial info easier to share and understand across the government. This won’t change what companies have to report just yet, but it sets the stage for smoother, smarter data handling in the future. If you work with banks, credit unions, or financial regulators, get ready for clearer, more connected data soon!
2026-02325 — Fair Lending, Fair Housing, and Equitable Housing Finance Plans
Starting March 9, 2026, the Federal Housing Finance Agency is scrapping its 2024 rule that made big mortgage companies follow specific fair housing and lending plans. This change affects Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, freeing them from some reporting and compliance duties. No new costs or fees are coming, but these companies will have more flexibility in how they handle fair lending and housing rules.
2025-19429 — Enterprise Liquidity Requirements; Federal Home Loan Bank System Boards of Directors and Executive Management; Federal Home Loan Bank Unsecured Credit Limits; Withdrawal
The FHFA is hitting pause and withdrawing its earlier plans to change rules about money safety, leadership roles, and borrowing limits for Federal Home Loan Banks. This means no new rules are coming right now, but they might try again later with fresh ideas. Banks and their leaders can relax for now, with no immediate money or deadline worries.
Previous / Next Documents
Previous: 2026-04797 — Medicare and Medicaid Programs; CY 2026 Payment Policies Under the Physician Fee Schedule and Other Changes to Part B Payment and Coverage Policies; Medicare Shared Savings Program Requirements; and Medicare Prescription Drug Inflation Rebate Program; Correction
This document fixes some typos and technical mistakes in the Medicare and Medicaid payment rules for 2026. It affects doctors, healthcare providers, and anyone using Medicare Part B by clarifying payment policies and program requirements starting January 1, 2026. These corrections help make sure payments and coverage rules are clear and accurate, so everyone gets paid right and on time.
Next: 2026-04829 — Airworthiness Directives; The Boeing Company Airplanes
The FAA is making sure certain Boeing 767 airplanes stay safe by requiring special crack inspections around key wing parts. If cracks are found, repairs must be done to keep flights secure. This rule starts April 16, 2026, and helps prevent costly problems down the line for airlines and passengers alike.