Hawaii Businesses Get Low-Interest Loans After Hilo Fire Devastation
Published Date: 4/7/2026
Notice
Summary
Hawaii’s small businesses and nonprofits hit by the Downtown Hilo fire can now apply for special low-interest disaster loans to help recover. This Economic Injury Disaster Loan program started April 3, 2026, and applications are open until January 4, 2027. If you’re in Hawaii or nearby counties, this is your chance to get financial help and bounce back stronger!
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
Low-Interest EIDL for Small Businesses
If you run a small business or a small agricultural cooperative in the declared disaster area and you cannot get credit elsewhere, you can apply for an Economic Injury Disaster Loan with an interest rate of 4.000 percent. The EIDL declaration was issued April 3, 2026 and applications are open through January 4, 2027.
EIDL Access for Private Nonprofits
If you are a private nonprofit organization in the declared disaster area and cannot obtain credit elsewhere, you can apply for an Economic Injury Disaster Loan at an interest rate of 3.625 percent. The declaration number for this economic injury is 214750, and the application window runs until January 4, 2027.
How and When To Apply
You can apply for these disaster loans online at the MySBA Loan Portal (https://lending.sba.gov) or in person at local locations. Applications may be submitted starting with the April 3, 2026 declaration and must be received by January 4, 2027.
Who Is Eligible By Location
The EIDL declaration covers Primary County: Hawaii and the contiguous counties of Honolulu, Kalawao, Kauai, and Maui. If your business or nonprofit is located in one of these listed counties you are in the declared disaster area and may apply for assistance.
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