President Declares Major Disaster Aid for Mississippi Winter Storm Victims
Published Date: 4/15/2026
Notice
Summary
A major disaster was declared for Mississippi after a severe winter storm hit from January 23-27, 2026. Residents and businesses in many counties can now apply for disaster loans to help recover, with physical damage loan applications due by June 10, 2026, and economic injury loans available until January 11, 2027. This means financial help is on the way to get Mississippi back on its feet!
Analyzed Economic Effects
7 provisions identified: 7 benefits, 0 costs, 0 mixed.
Homeowners Eligible for Physical Disaster Loans
If your home was damaged by the January 23–27, 2026 storm in the declared areas of Mississippi, you can apply for a physical disaster loan. Homeowner interest rates are 5.750% if you have credit available elsewhere and 2.875% if you do not; physical damage loan applications are due by June 10, 2026.
Businesses Eligible for Physical Damage Loans
Businesses in the declared Mississippi disaster areas can apply for physical damage loans for losses from the January 23–27, 2026 storm. Business interest rates are 8.000% if credit is available elsewhere and 4.000% if it is not; physical damage loan applications must be submitted by June 10, 2026.
Economic Injury (EIDL) Loans Available
Businesses and small agricultural cooperatives in the declared primary and listed contiguous counties can apply for Economic Injury Disaster Loans (EIDL) for losses tied to the January 23–27, 2026 storm. The interest rate for businesses and small agricultural cooperatives without credit available elsewhere is 4.000%, and EIDL applications are due by January 11, 2027.
Contiguous Counties Eligible for EIDL Only
Certain contiguous counties in Mississippi, Alabama, Arkansas, Louisiana, and Tennessee are eligible only for Economic Injury Disaster Loans related to the January 23–27, 2026 storm. These contiguous-county EIDL applicants face the same EIDL deadline of January 11, 2027 and the business EIDL interest rate of 4.000%.
Tribal Area Included for Disaster Assistance
The Mississippi Band of Choctaw Indians tribal area is listed as adversely affected by the January 23–27, 2026 storm and is eligible to apply for SBA disaster assistance loans under the declaration. Relevant application deadlines are June 10, 2026 for physical damage loans and January 11, 2027 for economic injury loans.
Private Nonprofits Eligible for Low-Rate Loans
Private nonprofit organizations in the designated areas are eligible for both physical damage loans and economic injury loans at an interest rate of 3.625%. Physical damage loan applications are due by June 10, 2026, and economic injury loan applications are due by January 11, 2027.
How and When to Apply for SBA Disaster Loans
You can apply for disaster loans online at the MySBA Loan Portal (https://lending.sba.gov) or in person at local locations announced by the SBA. Physical damage applications are due by June 10, 2026, economic injury applications by January 11, 2027; SBA customer service is available at 1-800-659-2955 and for email assistance at disastercustomerservice@sba.gov.
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Related Federal Register Documents
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Texas got hit hard by storms and tornadoes from April 24 to May 1, 2026, and now the government is stepping in with disaster loans to help folks and businesses bounce back. If you live in Parker, Wise, or nearby counties, you can apply for low-interest loans to fix damage or cover lost income. Act fast—physical damage loan applications close July 6, and economic injury loans are open until February 8, 2027!
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