Hawaii's Flood Fury: Low-Interest Loans to Rebuild Homes and Businesses
Published Date: 4/21/2026
Notice
Summary
Hawaii got hit hard by storms, floods, landslides, and mudslides from March 10-24, 2026, and the President declared it a major disaster on April 7. This means people and businesses in Honolulu, Hawaii, and Maui can apply for low-interest disaster loans to help rebuild and recover. You’ve got until June 10 for physical damage loans and January 7, 2027, for economic injury loans, so don’t wait!
Analyzed Economic Effects
2 provisions identified: 2 benefits, 0 costs, 0 mixed.
SBA physical disaster loans available
If you live or own property in the City and County of Honolulu, Hawaii County, or Maui, you can apply for SBA physical disaster loans for damage from the March 10–24, 2026 storms. The deadline to apply for physical damage loans is June 10, 2026. Interest rates listed include 5.750% for homeowners with credit available elsewhere, 2.875% for homeowners without credit available elsewhere, 8.000% for businesses with credit available elsewhere, 4.000% for businesses without credit available elsewhere, and 3.625% for private non‑profit organizations.
Economic Injury (EIDL) loans for affected businesses
Businesses, small agricultural cooperatives, and eligible private non‑profits in the City and County of Honolulu, Hawaii County, Maui, and the contiguous counties of Kalawao and Kauai can apply for Economic Injury Disaster Loans (EIDL) for losses from March 10–24, 2026. The deadline to apply for EIDL is January 7, 2027. Interest rates listed for economic injury include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private non‑profit organizations without credit available elsewhere.
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