Banks Keep Paper Trails on Trading: Bureaucracy as Usual Renewed
Published Date: 4/30/2026
Notice
Summary
The Office of the Comptroller of the Currency (OCC) is renewing its paperwork rules for banks about their trading activities and relationships with certain investment funds. This renewal keeps the current reporting and recordkeeping requirements in place, affecting banks that do proprietary trading. Comments on these rules are open until June 1, 2026, with no new fees or big changes expected.
No Economic Impacts Identified for this Document
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-08143, Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
The Treasury’s Office of the Comptroller of the Currency wants to simplify some banking rules by removing outdated or confusing parts. This affects banks, loan arrangers, and federal savings groups by cutting unnecessary steps and duplications, making things clearer and easier. Comments on these changes are open until May 27, 2026, and the updates aim to save time and reduce hassle without extra costs.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-08444, Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Recordkeeping Requirements for Securities Transactions
The Office of the Comptroller of the Currency (OCC) is renewing its paperwork rules for keeping records of securities transactions. This affects banks and financial firms who must keep these records up to date. They’re asking for public comments by June 1, 2026, to make sure the rules stay clear and not too burdensome, with no new fees or big changes expected.
2026-08328, National Bank Non-Interest Charges and Fees
Starting June 30, 2026, national banks can clearly charge all kinds of non-interest fees, like card swipe fees, even if set with help from others. This rule makes it official that banks have the power to collect these fees, and the public can share their thoughts until May 29, 2026. If you use or work with banks, this could affect the fees you see on your statements!
2026-08341, Order Preempting the Illinois Interchange Fee Prohibition Act
The government says Illinois can’t stop national banks from charging fees on certain parts of card payments, like taxes and tips. This change starts June 30, 2026, and affects banks and customers in Illinois by allowing these fees again. People can share their thoughts on this decision until May 29, 2026.
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, small community banks can meet a lower leverage ratio of 8% instead of 9%, making it easier to qualify for a simpler capital rule. Plus, banks now have more time—up to four straight quarters instead of two—to stay in this easier framework even if they don’t meet all the rules, helping them manage their money better without rushing. This change helps community banks save time and money while keeping things safe and sound.
Previous / Next Documents
Previous: 2026-08404, Notice of Lodging of Proposed Second Modification To Consent Decree Under the Comprehensive Environmental Response Compensation and Liability Act
The City of Minot is getting the green light to turn the old landfill into fun outdoor spots like a disc golf course and biking trails, thanks to a new update to a 1996 cleanup agreement. This change follows a 2022 EPA decision that made the land safer for recreation. People have 30 days from April 30, 2026, to share their thoughts on this plan before it’s finalized.
Next: 2026-08407, 30-Day Notice of Intent To Seek Extension of Approval of Collections: Complaints
The Surface Transportation Board wants to keep collecting info from people who file complaints, making sure the process stays smooth and easy. They’re asking for public feedback by May 30, 2026, but no one commented last time. This keeps paperwork manageable and won’t cost anyone extra or change how complaints are handled.