FEMA Steps In for Indiana's Icy Mess: 75% Federal Aid Incoming
Published Date: 5/6/2026
Notice
Summary
A big winter storm hit Indiana starting January 23, 2026, causing serious problems. The President declared an emergency on January 24, so FEMA can help with lifesaving and safety efforts. Indiana will get federal help covering 75% of eligible emergency costs to protect people and property during this tough time.
Analyzed Economic Effects
7 provisions identified: 7 benefits, 0 costs, 0 mixed.
Disaster Housing Assistance Available
The notice lists Disaster Housing Assistance for Individuals and Households (CFDA 97.048 and 97.049) and other housing-related assistance (CFDA 97.050) for Indiana after the January 23, 2026 storm. This means housing help and housing-related payments may be available to disaster-affected people in Indiana.
Federal Share: 75% of Public Costs
The President declared an emergency for Indiana on January 24, 2026. For Public Assistance under the Stafford Act, any Federal funds will be limited to 75 percent of the total eligible costs.
Emergency Protective Measures for All Counties
The declaration authorizes emergency protective measures (Category B) as direct Federal assistance for all 92 counties in Indiana, starting from the emergency declared January 24, 2026.
Disaster Unemployment Assistance (DUA) Listed
The Federal Register lists Disaster Unemployment Assistance (CFDA 97.034) among programs to be used for Indiana after the January 24, 2026 emergency declaration. People in Indiana who lose work because of the storm may be able to get DUA payments.
Crisis Counseling Services Available
Crisis counseling (CFDA 97.032) is listed among the programs for Indiana following the January 24, 2026 emergency declaration. People affected by the storm in Indiana may be able to get crisis counseling services.
Disaster Legal Services and Other Supports
The notice lists Disaster Legal Services (CFDA 97.033) and other programs (Community Disaster Loans CFDA 97.030; Cora Brown Fund CFDA 97.031; Fire Management Assistance CFDA 97.046; Disaster Grants--Public Assistance CFDA 97.036) as available for Indiana after the January 24, 2026 declaration. These can provide legal help, loans, and other recovery support for those affected.
Hazard Mitigation Grant Funds Identified
The Hazard Mitigation Grant (CFDA 97.039) is listed for use in Indiana after the January 24, 2026 emergency declaration. Communities in Indiana may access mitigation grant funds to reduce future disaster risks.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-15944, Changes in Flood Hazard Determinations
New or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways (hereinafter referred to as flood hazard determinations) as shown on the indicated Letter of Map Revision (LOMR) for each of the communities listed in the table below are finalized. Each LOMR revises the Flood Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance Study (FIS) reports, currently in effect for the listed communities.
2026-15946, Changes in Flood Hazard Determinations
New or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways (hereinafter referred to as flood hazard determinations) as shown on the indicated Letter of Map Revision (LOMR) for each of the communities listed in the table below are finalized. Each LOMR revises the Flood Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance Study (FIS) reports, currently in effect for the listed communities.
2026-15943, Proposed Flood Hazard Determinations
Comments are requested on proposed flood hazard determinations, which may include additions or modifications of any Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundary or zone designation, or regulatory floodway on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports for the communities listed in the table below. The purpose of this notice is to seek general information and comment regarding the preliminary FIRM, and where applicable, the FIS report that the Federal Emergency Management Agency (FEMA) has provided to the affected communities. The FIRM and FIS report are the basis of the floodplain management measures that the community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
2026-15942, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
2026-15938, Proposed Flood Hazard Determinations
Comments are requested on proposed flood hazard determinations, which may include additions or modifications of any Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundary or zone designation, or regulatory floodway on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports for the communities listed in the table below. The purpose of this notice is to seek general information and comment regarding the preliminary FIRM, and where applicable, the FIS report that the Federal Emergency Management Agency (FEMA) has provided to the affected communities. The FIRM and FIS report are the basis of the floodplain management measures that the community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
2026-15941, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
Previous / Next Documents
Previous: 2026-08852, Indiana; Amendment No. 1 to Notice of an Emergency Declaration
Indiana’s emergency declaration from January 24, 2026, just got an update! The emergency period officially ended on January 27, 2026, which means the state can now access specific federal disaster funds to help with recovery. This change affects Indiana residents and local agencies, unlocking money for housing, legal help, counseling, and more.
Next: 2026-08854, Georgia; Amendment No. 1 to Notice of an Emergency Disaster Declaration
Georgia’s emergency disaster declaration from January 24, 2026, just got an official update! The emergency period officially ended on January 27, 2026, which means the state can now access specific federal funds to help with recovery efforts. This amendment clears the way for Georgia to use disaster loans, housing aid, counseling, and more to bounce back faster.