FEMA's 2025: 38 Disasters and Counting
Published Date: 5/6/2026
Notice
Summary
From April to October 2025, the President declared 38 emergencies and major disasters affecting states and tribes, unlocking federal help and funding. These updates include changes to who’s covered, what aid is available, and when it applies. If you live in an affected area, this means quicker support and shared costs to recover from disasters.
Analyzed Economic Effects
6 provisions identified: 5 benefits, 1 costs, 0 mixed.
Arkansas: Federal emergency aid for all counties
The President declared an emergency for Arkansas on April 5, 2025 (FEMA-3627-EM). All 75 counties in Arkansas were designated for emergency protective measures (Category B) limited to direct Federal assistance, and Federal Public Assistance funds are limited to 75 percent of total eligible costs.
Declared disasters authorize many assistance programs
Across the 38 Presidential declarations and amendments issued between April and October 2025, FEMA identified multiple assistance programs available for reporting and drawing funds, including CFDA 97.030 (Community Disaster Loans), 97.032 (Crisis Counseling), 97.034 (Disaster Unemployment Assistance), 97.048 (Disaster Housing Assistance to Individuals and Households), 97.036 (Disaster Grants—Public Assistance), 97.039 (Hazard Mitigation Grant), and others. These program designations indicate which types of federal help may be available in designated areas.
Missouri: New Individual Assistance counties added
On October 22, 2025, the Missouri major disaster declaration (FEMA-4872-DR) was amended to add Individual Assistance for Bollinger, Butler, Cape Girardeau, Carter, Cooper, Dunklin, Howell, Iron, Mississippi, New Madrid, Oregon, Ozark, Reynolds, Ripley, Scott, Shannon, Stoddard, Vernon, and Wayne Counties, and Washington County was added for Individual Assistance.
Texas: Uvalde County added for Public Assistance
An amendment to the Texas major disaster declaration (originally dated July 6, 2025) added Uvalde County for Public Assistance, including direct Federal assistance. This makes Uvalde County eligible for Public Assistance under that disaster declaration.
Crow Tribe (Montana): Public Assistance authorized
A major disaster was declared for the Crow Tribe of Montana on September 11, 2025 (FEMA-4887-DR). The declaration authorizes Public Assistance for the Crow Tribe, and Federal Public Assistance funds for this disaster are limited to 75 percent of total eligible costs.
New Mexico: Emergency incident period closed Aug 5, 2025
An amendment to the New Mexico emergency declaration (FEMA-3628-EM) was issued August 18, 2025, stating that the incident period for that emergency is closed effective August 5, 2025. A related major disaster amendment (FEMA-4886-DR) also notes the incident period closed effective August 5, 2025.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-15944, Changes in Flood Hazard Determinations
New or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways (hereinafter referred to as flood hazard determinations) as shown on the indicated Letter of Map Revision (LOMR) for each of the communities listed in the table below are finalized. Each LOMR revises the Flood Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance Study (FIS) reports, currently in effect for the listed communities.
2026-15946, Changes in Flood Hazard Determinations
New or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways (hereinafter referred to as flood hazard determinations) as shown on the indicated Letter of Map Revision (LOMR) for each of the communities listed in the table below are finalized. Each LOMR revises the Flood Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance Study (FIS) reports, currently in effect for the listed communities.
2026-15943, Proposed Flood Hazard Determinations
Comments are requested on proposed flood hazard determinations, which may include additions or modifications of any Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundary or zone designation, or regulatory floodway on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports for the communities listed in the table below. The purpose of this notice is to seek general information and comment regarding the preliminary FIRM, and where applicable, the FIS report that the Federal Emergency Management Agency (FEMA) has provided to the affected communities. The FIRM and FIS report are the basis of the floodplain management measures that the community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
2026-15942, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
2026-15938, Proposed Flood Hazard Determinations
Comments are requested on proposed flood hazard determinations, which may include additions or modifications of any Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundary or zone designation, or regulatory floodway on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports for the communities listed in the table below. The purpose of this notice is to seek general information and comment regarding the preliminary FIRM, and where applicable, the FIS report that the Federal Emergency Management Agency (FEMA) has provided to the affected communities. The FIRM and FIS report are the basis of the floodplain management measures that the community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
2026-15941, Final Flood Hazard Determinations
Flood hazard determinations, which may include additions or modifications of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and where applicable, in the supporting Flood Insurance Study (FIS) reports have been made final for the communities listed in the table below. The FIRM and FIS report are the basis of the floodplain management measures that a community is required either to adopt or to show evidence of having an effect in order to qualify or remain qualified for participation in the Federal Emergency Management Agency's (FEMA's) National Flood Insurance Program (NFIP).
Previous / Next Documents
Previous: 2026-08894, Louisiana; Major Disaster and Related Determinations
A big winter storm hit Louisiana in late January 2026, causing serious damage. The President declared it a major disaster on February 18, so the state can get federal help to clean up debris and protect people. The government will cover 75% of eligible costs, and a special FEMA officer is in charge to make sure aid gets where it’s needed fast.
Next: 2026-08896, Tennessee; Amendment No. 1 to Notice of a Major Disaster Declaration
Tennessee just got a disaster upgrade! Four counties—Lawrence, Maury, Robertson, and Wilson—are now approved for more cleanup and rebuilding help, while Decatur, Dickson, and Hardeman get extra debris removal support. This means more federal money and aid are on the way to help folks recover faster, starting from February 13, 2026.