FEMA Opens Comments on Proposed Flood Risk Map Changes
Published Date: 5/7/2026
Notice
Summary
FEMA is updating flood risk maps for several communities, which could change flood zones and water levels used for insurance and safety rules. If you live in these areas, your flood insurance costs or building rules might change. You’ve got until August 5, 2026, to check the new maps online and share your thoughts before the updates become official.
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Flood map updates can change rules
FEMA proposes updates to Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports that may add or change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways for the listed communities. These map changes are the basis of the floodplain management measures a community must adopt or show it has in effect to qualify or remain qualified for the National Flood Insurance Program (NFIP). You can view the Preliminary FIRM/FIS online and submit comments by August 5, 2026.
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Key Dates
Department and Agencies
Related Federal Register Documents
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FEMA is pushing back the start date for its 2027 flood insurance help for private insurers from October 1 to December 1, 2026, because of a government funding delay. This change affects private insurance companies working with the National Flood Insurance Program and means they’ll get financial support a bit later than planned. The update keeps everything on track for the new fiscal year without changing the money involved.
2026-09945 — Proposed Flood Hazard Determinations for Gaston County, North Carolina, and Incorporated Areas
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2026-09851 — Final Flood Hazard Determinations
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2026-09850 — Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities using new science and data. These changes might affect flood insurance rules and costs, so residents and businesses should check the updated maps and act fast if they want to appeal within 90 days. The updates take effect on specific dates listed for each community, helping everyone stay safer and smarter about flood risks.
2026-09848 — Final Flood Hazard Determinations
Starting June 10, 2026, several communities will see updated flood risk maps that show new or changed flood zones and water levels. These changes affect homeowners, renters, and local governments by guiding flood insurance rules and safety plans. If you live in or own property in these areas, expect updates that could impact insurance costs and building rules.
2026-09847 — Changes in Flood Hazard Determinations
FEMA is updating flood maps for certain communities using new science, changing flood risk zones and water levels. If you live or own property in these areas, your flood insurance rules and costs might change soon. You’ve got 90 days after local notice to ask for a review, so keep an eye out and act fast!
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