Fed Reviews Routine Bank Holding Company Applications
Published Date: 5/26/2026
Notice
Summary
Some companies want to become bank holding companies or buy other banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send comments by June 25, 2026. This affects banks and their owners, and it’s all about making sure these deals follow the rules and keep things safe and fair.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-10375 — Proposed Revisions to the Federal Reserve Policy on Payment System Risk and the Guidelines for Account and Services Requests
The Federal Reserve is updating its rules to create special Payment Accounts for certain payment activities and changing how banks request access to these accounts and other services. Banks labeled as Tier 3 should hold off on new account requests while these updates are finalized. Comments on these changes are open until July 27, 2026, and the updates aim to make payment systems safer and smoother without extra costs for most users.
2026-10376 — Regulation A: Extensions of Credit by Federal Reserve Banks
The Federal Reserve is proposing a rule that says if you have a special-purpose payment account, you can’t borrow money from the Fed’s discount window. This change won’t affect the usual borrowing programs or interest rates. If you want to share your thoughts, you have until July 27, 2026, to speak up!
2026-10377 — Regulation D: Reserve Requirements of Depository Institutions
The Federal Reserve is proposing a change to how it treats special-purpose payment accounts, called Payment Accounts, by not paying interest on the money held in them. This update affects banks with master accounts and these new Payment Accounts but won’t change reserve requirements, which stay at zero. If you want to share your thoughts, you have until July 27, 2026, to comment!
2026-09890 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve first. They’re reviewing requests like the Mahar Family’s plan to keep control of their bank in North Dakota. If you want to share your thoughts, you’ve got until June 2, 2026, to speak up—so don’t miss the deadline!
2026-09891 — Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities
Some companies want to start or buy businesses that do activities related to banking but aren’t banks themselves. The Federal Reserve is letting the public know and asking for comments by June 2, 2026. This helps keep banking safe and fair while allowing new business moves across the U.S.
Previous / Next Documents
Previous: 2026-10424 — Difluoromethane (R-32) From China; Scheduling of an Expedited Five-Year Review
The U.S. International Trade Commission is speeding up a 5-year check on whether to keep extra taxes on difluoromethane (R-32) from China. This affects companies that make or sell this chemical in the U.S. and could impact prices or trade rules soon. The review started on May 8, 2026, and aims to decide if the taxes should stay to protect American businesses.
Next: 2026-10426 — Crystalline Silicon Photovoltaic Cells, Whether or Not Assembled Into Modules, From the Lao People's Democratic Republic: Amended Preliminary Determination of the Less-Than-Fair-Value Investigation
The U.S. Department of Commerce fixed some important math mistakes in its early check on solar cells from Laos, which could affect how much extra tax those products might pay. This update covers sales from January to June 2025 and kicks in starting May 26, 2026. Companies making or selling these solar cells, especially Solarspace Technology, should watch for changes in costs and rules soon.