Agency Information Collection Activity: Statement of Purchaser or Owner Assuming Seller's Loan
Published Date: 6/4/2026
Notice
Summary
The VA is updating its form for people who take over a seller’s VA-backed loan, which helps decide who’s responsible for the loan and benefits. More folks are using this form because VA loans with low interest rates are popular, so the VA expects more paperwork and time spent. If you’re involved, you can share your thoughts by July 6, 2026—no cost, just a quick 15-minute form!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 1 costs, 0 mixed.
VA Loan Assumption Paperwork Required
If you take over (assume) a VA-guaranteed mortgage, you must complete VA Form 26-6382 (Statement of Purchaser or Owner Assuming Seller's Loan) to request release of liability and substitution of entitlement. The VA estimates 5,000 people will file this one-time form each year, with an average burden of 15 minutes per respondent and a total annual burden of 1,250 hours. You may submit comments on the information collection by July 6, 2026.
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