FERS Retirees Get Updated Benefit Calculation Factors
Published Date: 6/23/2026
Notice
Summary
Starting October 1, 2026, some federal retirees will see updated numbers used to calculate their retirement benefits, especially if they choose survivor benefits for a new spouse, pick an alternative annuity, or count special service time. These changes reflect new economic and life expectancy info to keep things fair and balanced. If you’re retiring soon or already retired under FERS, these updates could affect your monthly payments.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 0 costs, 3 mixed.
Alternative Annuity Reduction Changes
If you are retiring under FERS and elect an alternative form of annuity, OPM will use revised present value factors starting October 1, 2026 to compute the actuarial reduction. These factors (effective for annuities commencing on or after October 1, 2026) replace the tables previously published and will determine the monthly reduction applied when you choose an alternative annuity.
Post-Retirement Marriage Survivor Rule Update
If you are a FERS retiree who later marries and elects to provide a survivor annuity based on that post-retirement marriage, OPM will apply revised present value factors to compute the permanent actuarial reduction beginning for reductions that commence on or after October 1, 2026. The notice explicitly states these revised factors will translate prior deposit amounts into lifetime reductions effective October 1, 2026.
NAFI Service Credit Computation Change
If you elect to receive credit for certain nonappropriated fund instrumentality (NAFI) service under 5 U.S.C. 8461(n) or related provisions, the revised present value factors will apply to deficit computations with a computation date on or after October 1, 2026. The notice states the new factors apply where the date of computation under 5 CFR 847.603 or 847.809 is on or after October 1, 2026.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-11140 — Federal Independent Dispute Resolution Operations
Starting soon, health plans and insurers must share clearer info when they pay or deny surprise medical bills. They’ll use special codes to explain these decisions, especially when dealing with folks they don’t have contracts with. This helps patients and providers understand bills better and speeds up fixing disputes, with no extra costs for most people.
2026-07245 — Uniform Allowances
The Office of Personnel Management is boosting the yearly uniform allowance from $800 to $1,500 for federal employees who need uniforms. This change starts July 13, 2026, and helps agencies better manage uniform programs while clarifying what counts as a uniform versus protective gear. If no big complaints come in by May 14, 2026, the new rules will roll out smoothly, putting more money and clearer rules in employees’ pockets.
2026-07198 — Differential Pay for Prescribed Wildland Fire Activities
Federal employees who fight planned wildland fires could soon get a 25% pay boost for their risky work. This change affects General Schedule and Federal Wage System workers directly involved in controlling these fires. Comments on this proposal are open until June 15, 2026, so now’s the time to weigh in!
2026-05679 — Freedom of Information Act (FOIA) Regulations
The Office of Personnel Management (OPM) is officially pulling back a 2008 plan to update its Freedom of Information Act (FOIA) rules because the world has changed a lot since then. They’ll cook up fresh, modern updates soon to make it easier for everyone to request government info. No new costs or deadlines now, but stay tuned for smarter, faster FOIA rules coming your way!
2026-04377 — Reduction in Force
The Office of Personnel Management is updating the rules for Reduction in Force (RIF), which affects federal employees facing job cuts. The new rules focus more on job performance than how long someone has worked, and they tweak who’s protected from layoffs. These changes aim to make the process fairer and smoother, with a comment deadline on May 4, 2026.
2025-14006 — Appeal Procedures for Recoupment of Awards, Bonuses, or Relocation Expenses Awarded or Approved for All Employees of the Department of Veterans Affairs
If you work or used to work for the VA and got an award, bonus, or help moving, this new rule lets you appeal if they ask for that money back. It explains how to ask the Office of Personnel Management to review the payback order. This means you have a clear, fair way to challenge repayment decisions starting now.
Previous / Next Documents
Previous: 2026-12580 — Notice of Final Federal Agency Actions on Proposed Highway Projects in Texas
The Texas Department of Transportation and federal agencies have given the green light to several new highway projects across Texas. These projects now have all the necessary permits and approvals to move forward, affecting drivers, local communities, and businesses. If anyone wants to challenge these decisions, they must do so by November 20, 2026, or lose their chance.
Next: 2026-12583 — Federal Employees' Retirement System; Normal Cost Percentages
Starting October 1, 2026, the government is updating the cost percentages it uses to fund federal employees' retirement under FERS. This change affects most federal workers hired after 1983 and means agencies might see shifts in how much they pay toward retirement benefits. Agencies have until December 23, 2026, to appeal these new cost numbers if they think something’s off.