OPM Updates Civil Service Retirement Math Factors
Published Date: 6/23/2026
Notice
Summary
The Office of Personnel Management is updating the math used to figure certain Civil Service Retirement benefits starting October 1, 2026. This affects retirees who choose survivor benefits after marriage, owe redeposits, or fix retirement coverage errors. These changes make sure benefits stay fair and match new economic and life expectancy info.
Analyzed Economic Effects
6 provisions identified: 0 benefits, 0 costs, 6 mixed.
New Present Value Tables Published
OPM published updated present value factor tables that will be used when converting lump sums into lifetime annuity reductions. The new tables (for example: age 40 = 388.8; age 65 = 214.7; age 100 = 26.2; ages 17–39 are listed separately) take effect for annuities or computations on or after October 1, 2026.
Alternative Form of Annuity Recalculations
If you are a CSRS retiree who elects an alternative form of annuity under 5 U.S.C. 8343a, OPM will use the revised present value factors to compute the actuarial reduction for annuities that commence on or after October 1, 2026. The revised computation method is required by 5 CFR 831.2205(a).
Redeposit Calculations for Pre-1991 Service
If you owe a redeposit for refunded service that ended before March 1, 1991 under 5 U.S.C. 8334(d)(2), OPM will use the revised present value factors to compute the reduction to complete payment for annuities that commence on or after October 1, 2026. This follows 5 CFR 831.303(c).
Post-Retirement Marriage Survivor Reductions
If you are a CSRS retiree who elects to provide a survivor annuity based on a post-retirement marriage under 5 U.S.C. 8339(j) or (k), OPM will apply the revised present value factors to establish the permanent actuarial reduction starting for survivor reductions that commence on or after October 1, 2026. The change implements the method described in 5 CFR 831.663.
Nonappropriated Fund Service Credit Costs
If you elect to credit service with nonappropriated fund instrumentalities under 5 U.S.C. 8347(q) to qualify for immediate CSRS retirement, OPM will use the revised present value factors to compute the deficiency you must pay when the date of computation under 5 CFR 847.603 or 847.809 is on or after October 1, 2026.
FERCCA Coverage-Error Reductions Updated
For retirees and survivors affected by erroneous retirement coverage corrections under FERCCA, OPM will use the revised present value factors to compute actuarial reductions for unpaid service credit deposits, Government Thrift Savings Plan contributions, or prior payment of the FERS Basic Employee Death Benefit. The new factors apply to annuities commencing on or after October 1, 2026, and to deaths occurring on or after October 1, 2026 for prior payment of the Basic Employee Death Benefit.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-11140 — Federal Independent Dispute Resolution Operations
Starting soon, health plans and insurers must share clearer info when they pay or deny surprise medical bills. They’ll use special codes to explain these decisions, especially when dealing with folks they don’t have contracts with. This helps patients and providers understand bills better and speeds up fixing disputes, with no extra costs for most people.
2026-07245 — Uniform Allowances
The Office of Personnel Management is boosting the yearly uniform allowance from $800 to $1,500 for federal employees who need uniforms. This change starts July 13, 2026, and helps agencies better manage uniform programs while clarifying what counts as a uniform versus protective gear. If no big complaints come in by May 14, 2026, the new rules will roll out smoothly, putting more money and clearer rules in employees’ pockets.
2026-07198 — Differential Pay for Prescribed Wildland Fire Activities
Federal employees who fight planned wildland fires could soon get a 25% pay boost for their risky work. This change affects General Schedule and Federal Wage System workers directly involved in controlling these fires. Comments on this proposal are open until June 15, 2026, so now’s the time to weigh in!
2026-05679 — Freedom of Information Act (FOIA) Regulations
The Office of Personnel Management (OPM) is officially pulling back a 2008 plan to update its Freedom of Information Act (FOIA) rules because the world has changed a lot since then. They’ll cook up fresh, modern updates soon to make it easier for everyone to request government info. No new costs or deadlines now, but stay tuned for smarter, faster FOIA rules coming your way!
2026-04377 — Reduction in Force
The Office of Personnel Management is updating the rules for Reduction in Force (RIF), which affects federal employees facing job cuts. The new rules focus more on job performance than how long someone has worked, and they tweak who’s protected from layoffs. These changes aim to make the process fairer and smoother, with a comment deadline on May 4, 2026.
2025-14006 — Appeal Procedures for Recoupment of Awards, Bonuses, or Relocation Expenses Awarded or Approved for All Employees of the Department of Veterans Affairs
If you work or used to work for the VA and got an award, bonus, or help moving, this new rule lets you appeal if they ask for that money back. It explains how to ask the Office of Personnel Management to review the payback order. This means you have a clear, fair way to challenge repayment decisions starting now.
Previous / Next Documents
Previous: 2026-12583 — Federal Employees' Retirement System; Normal Cost Percentages
Starting October 1, 2026, the government is updating the cost percentages it uses to fund federal employees' retirement under FERS. This change affects most federal workers hired after 1983 and means agencies might see shifts in how much they pay toward retirement benefits. Agencies have until December 23, 2026, to appeal these new cost numbers if they think something’s off.
Next: 2026-12585 — Submission for OMB Review; 30-Day Comment Request; Chimpanzee Research Use Form (Office of the Director)
The NIH wants to keep collecting info using the Chimpanzee Research Use Form and is asking the public to share thoughts by July 23, 2026. This form helps track how chimpanzees are used in research, affecting scientists and animal welfare groups. No big changes or costs are expected, just a smooth extension of the current form’s approval.