Education Department Tweaks PLUS Loan Application Form
Published Date: 6/23/2026
Notice
Summary
The Department of Education wants to update the form for the Federal Direct PLUS Loan to collect some extra info from borrowers. If you’re a parent or grad student applying for this loan, these changes might affect you. They’re asking for your thoughts by August 24, 2026, to make sure the process stays smooth and doesn’t cost extra time or money.
Analyzed Economic Effects
3 provisions identified: 0 benefits, 2 costs, 1 mixed.
Graduate Students Lose New PLUS Eligibility
If you are a graduate or professional student, you will no longer be eligible to get new Direct PLUS Loans starting July 1, 2026. The One Big Beautiful Bill changes apply to Direct PLUS Loans received on or after July 1, 2026.
Parent PLUS Loan Limit Changes
The law and new regulations will modify the annual and aggregate loan limits for Direct PLUS Loans for parent borrowers, effective for loans received on or after July 1, 2026. These changes affect parents who apply for Direct PLUS Loans to pay for a student's education.
PLUS Form Revision and Paperwork Burden
The Department proposes revising the Federal Direct PLUS Loan Request for Supplemental Information form and is asking for comments by August 24, 2026. The collection estimates 1,379,766 annual responses and 689,883 annual burden hours for respondents (individuals or households).
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Key Dates
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