2026-13853NoticeWallet

Mississippi Tornadoes Trigger Federal Disaster Aid

Published Date: 7/9/2026

Notice

Summary

A major disaster was declared for Mississippi after severe storms, tornadoes, and flooding hit in early May 2026. Residents and businesses in several counties can now apply for low-interest disaster loans to help repair damage or recover lost income. Physical damage loan applications are due by August 31, 2026, and economic injury loan applications by March 30, 2027.

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Physical Disaster Loans for Damaged Homes

If your home was damaged by the May 6–7, 2026 storms in the declared primary counties (Franklin, Lamar, Lawrence, Lincoln, Wilkinson), you can apply for low-interest physical disaster loans. Physical damage loan applications are due by August 31, 2026; interest rates listed include 5.750% for homeowners with credit available elsewhere and 2.875% for homeowners without credit available elsewhere.

Economic Injury (EIDL) Loans for Businesses

Businesses, small agricultural cooperatives, and private nonprofit organizations in the listed primary counties and the contiguous counties (Mississippi: Adams, Amite, Copiah, Covington, Forrest, Jefferson, Jefferson Davis, Marion, Pearl River, Pike, Simpson, Walthall; Louisiana: Concordia, East Feliciana, West Feliciana) may apply for Economic Injury Disaster Loans. EIDL applications are due by March 30, 2027; interest rates include 4.000% for businesses and small agricultural cooperatives without credit available elsewhere and 3.625% for private nonprofit organizations without credit available elsewhere.

How to Apply and Get Assistance

You can apply online at the MySBA Loan Portal (https://lending.sba.gov) or in person at locally announced locations; physical loan applications are due August 31, 2026 and EIDL applications are due March 30, 2027. For help contact the SBA disaster assistance customer service center at 1-800-659-2955 or email [email protected]; TTY users may dial 7-1-1.

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Key Dates

Effective Date
Published Date
6/30/2026
7/9/2026

Department and Agencies

Department
Independent Agency
Agency
Small Business Administration
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