Fed Proposes Tighter Bank Anti-Laundering Rules
Published Date: 7/9/2026
Proposed Rule
Summary
The Federal Reserve wants banks it oversees to step up their game against money laundering and terrorist financing by creating stronger programs to spot and stop shady money moves. These changes line up with new rules from other agencies and the 2020 Anti-Money Laundering Act. Banks and the public have until September 8, 2026, to share their thoughts before the rules become official.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-13858 — Proposed Agency Information Collection Activities; Comment Request
The Federal Reserve wants to keep collecting some important info for three more years but with a few updates. If you or your business deals with the Fed’s data requests, now’s your chance to share your thoughts before September 8, 2026. This won’t cost you money but might change how you provide info to the Fed.
2026-13904 — Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
The Federal Reserve Board is updating and extending its Census and Survey of Finance Companies for three more years, starting with the September 2026 survey. This affects finance companies and lenders who provide data to help the government understand the finance industry better. The changes aim to keep the information fresh and useful without adding extra costs or delays.
2026-13859 — Proposed Agency Information Collection Activities; Comment Request
The Federal Reserve wants to keep collecting info under a rule called Regulation DD for three more years without changing it. This affects banks and businesses that share financial info with consumers. If you have thoughts, you’ve got until September 8, 2026, to speak up—no extra costs or new rules, just a smooth extension!
2026-13908 — Proposed Agency Information Collection Activities; Comment Request
The Federal Reserve wants to keep running its Survey of Household Economics and Decisionmaking for three more years without changing it. This survey helps understand how families manage money and make financial choices. If you have thoughts, you can share them by September 8, 2026—no cost or big hassle involved!
2026-13857 — Proposed Agency Information Collection Activities; Comment Request
The Federal Reserve wants to keep collecting info from domestic finance companies for three more years but with some updates to the form. If you’re part of these companies, you can share your thoughts by September 8, 2026. This helps the Fed keep track of money stuff without costing anyone extra.